Complaint Review: Express Consolidation

This company has proven to be very fraudulent. I sent my monthly payment to them on time, but they failed to pay my creditors on a monthly basis. I started to get late notices and additional fees added to my balances. After weeks of calling, I was able to reach a customer service rep at Express Consolidation, only to be told, "not to worry, disregaurd the late notices". I advised was concerned about this reflecting bad on my credit report. Again Express Consolidation advised if in the event a negative report was added to my credit report, it would be removed, since they were partners with Equifax. How untrue this was!!!

I finally got out of the program only to be worse off. I have two negative marks on my credit, namely, numerous lates on one creditor and a charge-off on another, which will remain for 7 years! I may be unable to purchase my first home due to this nightmare.

I tried to help myself, only to be taken advantage of and penalized by this company. They should be out of business do to the harm they cause others!

Shelly
California

Shelly
elk grove, California
U.S.A.