Fairbanks Capital Corp ripoff victimized many consumers Stealing homes at an alarming rate THEY NEED TO BE STOPPED!! Salt Lake City Utah
Fairsbanks has been servicing my loan for 7 months now,and every day has been a living hell.They have lost payments,misapplied my payments,and have charged me for insurance that I already have.They keep sending me notices that I don't have insurance.To date I have sent them six copies, and I have even had my Insurance company fax them copies twice.To this date they still charge me for insurance.
I fell behined on my payments when the country shut down after 911, companies were cutting back because of the economy,and what had happen to this great country.I fell behined two months,and then the demand payment notices started showing up.The funny thing about the notices was that every time I received one,it had a different amount on it.They went from $1200. to $4000. down to $1400. back up to $2000. A clear indication that they don't know what the hell they are doing.So to get them off my back, I took money from my 401k to bring my loan up to date.
Two weeks later I get a demand for payment letter, they said the check came back NSF.How can a cashiers check be NSF?? I called the bank, they said the check had been cashed.The bank even got on board and got the original check mailed back to me,with a read out that shows exactly what time it was cashed. I sent copies to Fairbanks - they sent me a letter saying thank you for the information and that it would take 60 day to look into the matter. My account still has not been credited.
But the demand letters kept coming, So then I got worried and sent them another large payment.To this day neither one of those checks were posted to my account.I asked for a payment history to see what was going on, they charged me $10.00 for that!! And when I got it!who in the hell could read it.I even had an accountant look at it.He said that if they kept records like that they'd be out of business, he couldn't even read it.
So now they are foreclosing on my home.They owe me credit for the insurance that they have been stealing from me every month,and they still owe me for those two large payments.
They are in the business of stealing homes from hard working Americans,It amazes me that the goverment lets people like that, do business here in this great country. And forget about an attorney, I haven't found one yet that is willing to take them on.
Don
Grand Island, Nebraska
2 Updates & Rebuttals
The reason why we have removed links, e-mail address or phone numbers from this report is because people have, in the past, attempted the following, ...all too often.
#30
Thu, August 29, 2002
Posting LINKS
Many times links to unknown web sites will cause your pc to freeze up and /or cause you to get a computer virus, virtually rendering your computer useless. Most of the time, this is the work of a Company or an Individual who has been reported.
Many Government links are no better than the BBB and are just a waste of time, giving you false hope. Many government sites (like the BBB) just collect all information from you, the consumer, but never make that information available, so consumers will NOT be educated as to what exactly they should be looking out for. On the other hand, many government agencies have and do come to the Rip-off Report for information. We have been assisting many government agencies for some time now, including the FBI and Attorney General offices from around the country..
Now that all these Rip-off Reports are out in the open for everyone to see, in a way, this embarrasses these agencies into doing something when they see so many reports on a Company or Individual, because they are now out in the open for all to see. Unfortunately, many (not all) Attorney General Office's and government agencies will not move against a rip-off unless there is going to be some sort of publicity on the rip-off. By reporting your experience on the Rip-off Report, is the next best thing to getting your story on TV or in a newspaper. Most national TV networks and many local TV stations from all around the country come to the Rip-off Report for information they will not get from the BBB, Attorney General office's or any other government agency. Rip-off Report has instigated many local and national stories, resulting in help for victims, in one way or another. Most government agencies will never even bother with rip-offs unless it involves $50,000 or more. Now that the government is cutting back even more dollars for these types of programs, this number will even get higher and we can expect even less to get done, by even less people to work on all these rip-offs.
LAWYERS :
We have also struggled with the following for a long time..
The reason why we delete phone numbers, ..all too often unscrupulous lawyers or individuals posing as lawyers are collecting victims information to only further victimize them. Many times, well-meaning consumers think they are going to collect names and get them to a lawyer who will do something. In every case we have allowed a consumer victim to do this, nothing has ever came of it. Consumers were under the impression that something will be done to get them help. In every case this did nothing but lead the consumer on, further victimizing them, and some consumers were mad at us. We feel it is our responsibility to check the legitimacy of the lawyer before advertising their service on the Rip-off Report.
We will also not allow lawyers to use this web site for free when they will end up taking a large amount of fees, leaving the victim with very little. There are many competent lawyers out there that know how to get the unscrupulous Companies or Individuals who ripped you off, to pay their fees. Those lawyers capable of this can post their numbers after checking with us here at the Rip-off Report.
POSTING YOUR E-MAIL ADDRESS:
For similar reasons as mentioned above, we will not allow individuals to post e-mail addresses, so they can be contacted for more info they claim they cannot post. If that person can contact YOU and get the information, so will everyone else be contacting you anyway, and, if it's good enough for them to receive it by contacting you, then you should be able to post that information for everyone to see and know about. And, many times, in an attempt to get your contact information, consumers will leave an email address; this is just a ploy to sell you a product or some other service. Most likely, you will end up on other junk mail lists. ..if they have something to sell, they should place an advertisement showing support to Rip-off Report.com so we can further help consumers.
ADDITIONAL NOTE ...about our advertisers:
As an extra added precaution to our readers, even all our PAID advertisements are checked out to the best of our ability before allowing them to be placed on the Rip-off Report. WE have turned down many advertisers to date. Advertisers on the Rip-off Report know, they are not immune from a Rip-off Report being filed on them. How many times do you see Rip-off companies advertising on TV and in publications when you know there are so many complaints about them!
We welcome your feedback on this subject.
Click on the REBUTTAL BOX below and submit a Consumer Comment so everyone can see.
ED Magedson
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Nationwide Consumer Reporting News Agency
...by consumers, for consumers
Remember.
Don't let them get away with it!
Make sure they make the Rip-off Report.
Do One Simple Thing - Contact the State Attorney Generals Office NOW!!!!
#30
Thu, August 29, 2002
If you haven't done it yet Please contact your State Attorney Generals Office. Please do it Now! Take it one more step, and send a letter to the Utah State Attorney Generals Office, and Explain to them how Fairbanks has been handling your mortgage.Don't leave any thing out!!! And be perpared to send your State Attorney's office a copy of all your records. Now when you all done with that - Call or write your State senators,and give them the same information. Trust me they call back wanting to know whats going on. One more phone call and file a complaint with the US Justice, Dept 1-800-421-6770.
Read below why a phone number and link to a lawyer was removed from this Report