Complaint Review: FAIRBANKS CAPITAL

i have had problems from day 1 when this company was contimortage. iat the time had two mortgages and i went to rock financial who at the time was processing loans for contimortgage.

my loan was fha at 7% and at the time i was late they told me that if i didnt sign i was gonna be foreclose on.the mistake at the time was i didnt have a lawyer which the told me wasnt necessary. so i did and now i was paying more then my income could support at the time.then they changed to fairbanks and i cant get them to give me a complete pay history.what started out as a 51000 balance has went to 64000.00 and i just found out it is a ballon note which i was not told about.

i had to file bankruptcy and the put me in a fore berence plan which is how all those fees for thier lawyer got to 64000.they are saying they are gonna review me for 6 mons and after that they want me to pay 900.00 up from 530.00 to cover fees and late payment .

i have been trying to find someone who can refinance this and its hard cause most dont want to cause of the things fairbanksput on my credit report. they didnt evn report i have been paying them since 1999.

Harv
Toledo, Ohio