Complaint Review: Financial Benefits

UPDATE: Click Here to see how Financial Benefits contacts Rip-off Report, stating they will give REFUNDS to unsatisfied customers, working harder to avoid employee & customer misunderstandings.

Financial Benefits Offers "allready approved" Credit Card with $2500 Limit. Does ACH debit on checking account and sends Plastic folder full of Crap and NO CREDIT CARD! consumer fraud ripoff screwed others too deceptive company ripoff deception consumer fraud ripoff Fort Lee New Jersey .....

This Company Calls you up and tells you that you are allready approved for a visa or master card with a limit of 2500 dollars to improve your credit. They claim they are affilliated with all kind of legitamate Banks ie. Bank of America whom I bank with. They said that I would recieve the card and also a complimentary cell phone. They asked me for 249.00 dollars and that they would do a teledraft. aka ACH Debit...(I fell for It because I am recovering from bad credit and I have a credit card with a 250 limit but had to pay fees totaling 179.00.

Charged allready to the credit card. I have paid that and now have a faverable report on my credit report. Same with my Cell phone Co. They offered me a free cell phone and then debit my account monthly for the bill)... Financial Benefits (thats just one of thier new names) did the debit on April 18 and all I recieved it the mail was the cell phone application, hotel dicount card and brochure, a plastic card with a web address called my program benefits, a secured credit card app ect ect.

in a plastic folder with The Words "Your Search For A Brighter Future Starts Here" None of that crap was mentioned on the phone. You should definately click on the link after this report and learn how to get your money back. I am in the process of doing a ACH reversal now. I couldnt say though that I did not authourize the debit because I did,so I am Just stating that I did not get the product "sold to me". This company just got another rip off report today June 18th under another name but with the same address in NJ, 177 Main, Fort Lee NJ...when they call you tell them they are full of s**t and your going to report them for fraud.

Patricia
La Marque, Texas
U.S.A.