FingerHut ripoff Saint Cloud Minnesota
I found out about an outstanding bill with finger hut when my husband and I re-financed our house in late 2004 and it was listed on our credit report. I finally was able contact someone from fingerhut and they told me the bill was from the early 1990's? I told them I had not ordered anything and had not recieved anything, I asked them if they had a signature on file from me and they said no.
Fingerhut informed me that they would remove this delinquent bill from our credit report as an error. I never checked the report again. Dumb, on my part.
I recieved a Nasty call from Midland Credit 2/17/2006 stating they bought my debt from fingerhut, I tried explaining what happened in 2004, they did not care they wanted a check or credit card number over the phone immediatley. I asked them if they could give me fingerhut's number? They said no the only info they have is that I have debt that needs to be paid. They need a letter from fingerhut addressed to me stating that the debt was sent to Midland Credit in error. Well I cannot get a hold of anyone from fingerhut.
Please help, how do I get this removed? They are saing this bill is over 10-years old. Is there a limit.
Frustrated in Monroe
Connie
monroe, Washington
U.S.A.
1 Updates & Rebuttals
Christine
Perth Amboy,New Jersey,
U.S.A.
A little help hopefully.
#2Consumer Suggestion
Sun, February 19, 2006
After 7yrs that should have been taken off your credit report.. Call fingerhut they have an 800 number on the website 1-800-208-2500. Talk to the collections dept and tell them what is going on and it should be corrected. If this place was a legite collection agency they would have given you the number or made payment arrangements if it was a true debt.. Since they claim the debt is from the 90's why are they coming to you now after over 10yrs doesnt make sense. Dont sit on anything next time get everything in writing.. Dont just assume something was done because morethan likely nothing was done.