Complaint Review: First American Leisure Card AKA American Leisure

I received a call in June 2002 offering me a mastercard with a credit limit of $2000.00 w/ no interest. I asked representative was this an account that I had to money into in order to have a credit limit she said no, I then asked her would I be able to charge on the card when I receive it, she sd yes.

Representative then asked me for my checking acct info to deduct fee of $199.95 I gave it to her. She told me I will receive card in a few days, then told me to hold while she confirm order and said she was recording for securiy purpose.

This company gave other co. such as e-phone and household protection my checking acct# causing insufficient charges on my acct, American Leisure was drafting unauthorized charges of $10 at least twice a mth which cost me over $120 in nsf charges.

I didn't receive a card in the time frame that she sd It was 2 months later and when called to cancel the number was not in service because business was temporarily closed.

Jacquetta
Birmingham, Alabama