First Bank of Delaware Continental Finance DO NOT EVER USE THIS COMPANY!!! Newark Delaware
I had an account with First Bank of Delaware back in 2009. I made a few charges with the card, totalling approx. $300. After I made a few payments and resolved the balance the credit company no longer contacted me. In 2012, I pulled my credit report to find that they had a delinquent amount of $921.34 reported. I was unclear as to what this was but being as though I'm active duty military, I settled the amount for $322 in March 2013. It is now July almost August 2013 and they have still not removed this claim from my credit report. I have been told that they do not have an account in my name however they are reporting on my credit report. DO NOT EVER USE THIS COMPANY!!!
1 Updates & Rebuttals
Jim
Florida,They Don't Have To!
#2Consumer Comment
Tue, July 23, 2013
If the $900+ amount is correct and they reported that amount, then there's nothing illegal, immoral or unethical about that. If you settled for less than that amount, then they could/should report that settlement amount but that does not wipe out the original amount of the $900+ if it was correct.
You could add to all the three credit bureau reports that you paid the lower amount and the credit card company took that as a settlement but only if they sent you a letter stating that as such. However, the original amount will stay there and be a negative mark for you.