Complaint Review: First Capital Bank

Week of April 8, 2002 for several days 1st Capital Bank called my wife and offered an incredible credit card deal.
Octavio Williams said my wife was approved for a $2000 MasterCard credit line and a $2500 Visa credit card, both a 0% interest and no annual fee. Plus we would receive a free Samsung cell phone.

He said all we need to do is authorize a $199 checking account transfer and within 4 days my wife would receive her cards. I told him I would like to read the terms of agreement, and he said the information would be mailed with the credit cards after the funds transfer had taken place.

I told him it sounds like a good deal, but since you have not mailed any documents, I'd like to check out your company, and I'll call you back tomorrow afternoon. He gave me a phone number to the "main office", 416-488-4664, which was a recording.

Then, I decided to check the internet. I typed in "First capital Bank" in Yahoo, and stumbled upon this website.

Your website saved my wife and I from being ripped off by 1st Capital because of the information you provided. Thank you!

Charles
Seffner, Florida