Complaint Review: First Capital Benefits

I received a call from an individual at "First Capital Benefits" stating that I qualified for a $5000.00 credit card. He basically reveiwed all of my information on the phone without me telling him where I reside. He told me I was able to post date my check and then I was transferred to the manager for a confirmation# and recorded confirmation.

The individual was very friendly and advised me not to lose the opportunity especailly if I wanted to improve my credit history. The fee for an insecured credit card was $299 and I will get my credit card 14-15 days after my check cleared. My check has cleared and as of today 9/19/2002 I have not received my credit card. Since July I have been waiting & calling and no return call or credit card.

I have been calling the toll free number (800) 361-9791 and a rude lady answered the phone and told me my package has been mailed - I called again and now there is an anserwing machine message that the company is upgrading their service.

I did not see the company I am complaning about in your listing but I would like to know if they are related to "Capital First".

Please Advice
EC

Elizabeth
Charlotte, North Carolina