Complaint Review: First Capital Comsumers

I was contacted by a representive stating she was with capital one said I had filled out a credit application online, although I didn't recall doiong so. She stated that I was approved for both a mastercard and a visa with a combined credit limit of $4,500. I needed to verify my information a authorize a withdrawal of $199 from my checking, and they would send the cards right out. I now know that the company was First capital not capital one,I have not recieved a credit card from them. I file this report with the hopes of geting my money back and stop this from occuring again. Jennifer Palm Harbor, Florida