First Capital Consumers Group credit card ripoff scam Ontario Canada
This company contacted me via telephone stating that I was approved for 2 cards, i.e. a VISA and a Mastercard in the amounts of $2000 and $2500. The person I spoke was Michael Watts. He took all my information from my banking account and stated that $199.00 would be withdrawn and three weeks later I should receive my credit cards in the mail. He also stated that these cards did not require any credit approval and that they did not report them to the credit reporting agencies (that's when I should have known it was a scam). He then stated that a person would call me back and verify all my information.
Ten minutes later a woman called me back and she confirmed my information. It actually took 2 weeks before they withdrew the money from my account and when they did I thought that was sort of strange to wait that long, so I began calling them and never getting an answer I was only able to leave a voice message. No one ever called me back yet, that's when I got online and did a search for the company name and found the ripoff report website and the first company I saw was 1st Capital.
THEY ARE A TRUE SCAM! I am very hurt by this and hope that no one would ever have to go through what I went through. I also noticed that the ripoff report advocates are going to assist me in getting my monies back from this company. I emailed them yesterday, 7/8/02 and they emailed me back stating that it would take approximately 7-14 days to see a FULL refund in my account.
Cleo
oak park, Michigan
3 Updates & Rebuttals
First Capital Scam - CLOSED
#40
Tue, July 16, 2002
I recently reviewed several articles regarding the First Capital VISA and Mastercard Scam after being ripped off myself by this company. I read several articles that stated to immediately go to my bank and get them to investigate the ACH debit that occured and request a refund. I went to the bank on 7/10/02 and filed an ACH Affidavit w/the bank to investigate and refund my $199.00 that First Capital had taken. On 7/11/02 the monies were redeposited into my account by the bank. I am very happy because now, I am very aware of these credit card scams and how to handle things w/my bank.
I want to thank the Ripoff Report for all the information I received through this website and hope that everyone will become aware from all the information included in this website.
Happy in Oak Park, MI!
First Capital Scam - CLOSED
#40
Tue, July 16, 2002
I recently reviewed several articles regarding the First Capital VISA and Mastercard Scam after being ripped off myself by this company. I read several articles that stated to immediately go to my bank and get them to investigate the ACH debit that occured and request a refund. I went to the bank on 7/10/02 and filed an ACH Affidavit w/the bank to investigate and refund my $199.00 that First Capital had taken. On 7/11/02 the monies were redeposited into my account by the bank. I am very happy because now, I am very aware of these credit card scams and how to handle things w/my bank.
I want to thank the Ripoff Report for all the information I received through this website and hope that everyone will become aware from all the information included in this website.
Happy in Oak Park, MI!
First Capital Scam - CLOSED
#40
Tue, July 16, 2002
I recently reviewed several articles regarding the First Capital VISA and Mastercard Scam after being ripped off myself by this company. I read several articles that stated to immediately go to my bank and get them to investigate the ACH debit that occured and request a refund. I went to the bank on 7/10/02 and filed an ACH Affidavit w/the bank to investigate and refund my $199.00 that First Capital had taken. On 7/11/02 the monies were redeposited into my account by the bank. I am very happy because now, I am very aware of these credit card scams and how to handle things w/my bank.
I want to thank the Ripoff Report for all the information I received through this website and hope that everyone will become aware from all the information included in this website.
Happy in Oak Park, MI!