Complaint Review: First Capitol Consumers Group

This company called and told me i was approved for a mastercard with a credit limit of 2000 dollars, with a one time fee of only $199, so i agreed and gave them my account information. The debit date was set for July 08, 2002. I called the company 2 days before and told them I was not interested because I found this site, and for them not to touch my account. They did anyway. On July 9th the money was debited from the account, leaving my bank account a negative. Is there anyway to get my money back?! Teresa Parsons, Kansas