First Capital Consumers is a ripoff scam. Here is some info to help you get your money back. Toronto,Ontario, Canada & Buffalo, New York.
Like most of you I was contacted and offered a Visa and Mastercard, one with a $2000.00 limit and the other with a $2500.00 limit. They gave me a phone number and pin number and said all I had to pay was a one time processing fee of $99.00 for each card.
I stalled the guy and told him to call back in an hour, meanwhile I checked the web, and SUPRISE, it is a scam!!! I have read many other rip-off reports and here is imformation I have been able to obtain. I hope this helps. These are different phone numbers associated with the company, I haven't tried to see if any of them work; 416-488-1018,416-488-1497 (fax, or so they said),416-406-3575,416-488-4664(the number they gave me),416-484-4868,416-363-4327) this number came up on my caller ID).
The guy I spoke with name is Jeff Pittman, he went so far as to say he was on this program also, he sounded very convincing, I don't know how he can sleep at night taking advantage of innocent people. I am sorry for everyone who has been fooled, I hope this helps. God Bless.
Judy
College Station, Texas