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First Capital is a ripoff that victimized many consumers Toronto Ontario
I received a phone call from a man named John who didn't speak much english. He said that I was approved for a gold master card with a credit limit of $5000.00 with no interest for 1 year, and that I could take out cash for up to $500.00 at any time. He also stated that this was not a fraud and that everything was on the level. He even had someone call me back to verify the information over a tape recording.
I had to pay an activation fee of $219.00 that would be automatically deducted from my checking account, The credit card would be sent after the money was deducted and it would take around 7-10 working days. After 21 days past, I called the number they gave me to activate my card (416-921-7440) the line was always busy, finally someone answered and she said that she didn't show that any money was debited from my account, that's when I knew something was wrong and began searching on the web, and then I found this website. It was painful but yet a relief to know that someone was trying to help all of us get our money back.
Michelle
Puyallup, Washington