FIRST CAPITAL ripoff ONTERIO
This company called and told me i had been aproved for a mastercard that i had applied for a few months back...i told them i didn't need a card at this time..the lady was very very instant that I go a head and give her the info..she promised that the I would recieve a package in the mail explaining the card and services...
she then told me that i would not be charged for anything until i called to and confirm that i did want the card..i finally agreeed....now its two weeks later i am reieve about 30 calls a day tring to get more stuff started and the company has already withdrawn money out of my account...
First Capital has withdrawn 19.95 out so far...another unnamed company who i can not find out who has tried to withdrawal 174.90..i am sure that these are connected...I have been out about $300 so far on all of this stopping payments...nsf to return the checks..i am now in major trouble fiancial
please let me know what i need to do...
thanks
ashley
booneville, Arkansas
1 Updates & Rebuttals
Dianna
Snellville,Georgia,
Act quickly! ..close this account and open a new one
#2Consumer Suggestion
Fri, June 07, 2002
You are correct it is them trying again to get your money and they will continue to try. Go back to your bank and close this account and open a new one. This will not stop! I know because I fell for this scam too. I even went to my bank to have them stop this company from debiting any further but this company finds ways to get your money by using other names.
Also send the packet you receive back to the supposed corporate office because they will want it back. If you can get through to Capital first and speak to a customer service rep., ask to cancel and get a "ref #" because you will need this number written on the top right corner of the paper you should write to them asking them to close this credit card account. They will inform you that corporate will contact you within 7-14 days...this is not true. They are holding you off because they are buying time. If you exceed anywhere from 30-60 days depending on your banks rules then they can keep you money.
Try and get your bank to cooperate with you and ask to sign a "dispute form." Also be aware that you might receive some mail from a Mega saver and an autoclub membership, they too are connected to Capital First. They will want to debit your account another $99 and 54.90. Try and call them to cancel but don't trust this, again get a "ref #" I have been all through this and you should really close and open a new bank account. Good luck!