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FIRST CREDIT OF AMERICA, ALYON TECHNOLOGY, JOHN PUCKETT HARASSING DEBT COLLECTION ON BOGUS ADULT WEBSITE CHARGES CHICAGO ILLINOIS
On 10/4/05 I received a voicemail message to return a call regarding an outstanding debt collection. I spoke to a person named John Puckett who told me their client, Alyon Technology (a billing tracking service), had sent a collection notice to them about me. He said I owed $122.25 for a "Bill Me Later" charge for visiting an adult website dated 4/8/2003. He said they have been trying to track me down since 5/28/2004 and he wanted me to makes arrangements to settle for $75.00 by giving him a credit card over the phone. I denied ever visiting an adult website of this nature but he continued to want to settle before "an embarrassing report was on my credit report".
I continued to deny any wrongdoing and do not owe this company any money. He proceeded to tell me that if I did not settle this matter that they have offices in India and somewhere else and I will continue to receive these phone calls day and night. He then said I could make this all go away for the settlement of $75.00. He said I would have 24 hours to get back him otherwise he would be sending the issue "upstairs" and it would be submitted to the credit bureaus.
I felt like this was a scam and I began to ask him questions regarding the company and wanted to speak to his supervisor which he told me he does not have a supervisor and he reports to all three credit bureaus. I told him that was crazy and he proceed to explain something I could not understand and then we disconnected. After visiting the website www.rip-offreport.com, I found that this bogus company has been trying to extort and blackmail other people all over the country. I am concerned that they could try and put a bogus inquiry on my credit report and have made arrangements with all three credit bureaus to have potential fraud status placed on my social security number. I have filed a formal complaints with the Federal Trade Commission, Illinois and North Carolina Attorney General offices. In addition, I will be sending First Credit of America, via certified mail with a required signature, a Cease and Desist Letter.
Rob
Charlotte, North Carolina
U.S.A.
5 Updates & Rebuttals
Upset23
Tel Aviv,Other,
Israel
Inaccurate information
#6UPDATE EX-employee responds
Sun, December 23, 2007
To whom it may concern,
You seem to happily update the company profile on line. Even this year. However you falsey accuse the people below. Bottom line your information is incorrect.
If you would have known this, you would know that none of the below have worked for the company since late 2004 early 2005.
Name: Claudia Salgado
Title: Customer Relationship Mgr./New Accounts Entry
Name: Don Barnes
Title: In House Training/Collections Manager
Name: Correy Boyd
Title: collection specialist
Name: Barbie Flores
Title: Client and RPS Support Mgr.
Name: Christos Giannakakis
Title: Director of Collections/Branch Support
Name: Chantelle Russak
Title: Israel Branch Manager
Name: Latrina Weaver
Title: Reverification/NSF Department
I feel that if a person is falsely accused it should be rectified, don't you.
Unsatisfied Ex- Employee
J.j
Chicago,Illinois,
U.S.A.
anonomys
#6Consumer Comment
Fri, May 04, 2007
If your information was done correctly you would know that at present these people listed below no longer work for the company:
Name: Claudia Salgado
Title: Customer Relationship Mgr./New Accounts Entry
E Mail: csalgado@1stcofa.com
Phone: 866-505-8248 Ext:
Direct Phone: 312-604-3736
Fax: 312-896-9198
Name: Don Barnes
Title: In House Training/Collections Manager
E Mail: dbarnes@1stcofa.com
Phone: 866-505-2632 Ext: 3731
Direct Phone: 312-604-3731
Name: Correy Boyd
Title: collection specialist
E Mail: cboyd@1stcofa.com
Name: Barbie Flores
Title: Client and RPS Support Mgr.
E Mail: bflores@1stcofa.com
Phone: Ext: 3709
Direct Phone: 312-604-3709
Name: Christos Giannakakis
Title: Director of Collections/Branch Support
E Mail: christosg@1stcofa.com
Phone: 866-505-2632 Ext: 3749
Direct Phone: 312-604-3749
Fax: 312-604-3702
Name: Chantelle Russak
Title: Israel Branch Manager
E Mail: crussak@1stcofa.com
Name: Latrina Weaver
Title: Reverification/NSF Department
E Mail: lweaver@1stcofa.com
I thought you should be updated.
David
Wichita Falls,Texas,
U.S.A.
Response to 1st Credit of America
#6Consumer Suggestion
Tue, February 06, 2007
I, too, had a run-in with said company. They started calling Jan. 2006 "collecting" for Charge Me Later, a company that I had never heard of. I tried to explain that this was not my debt, but the calls continued. In May, 2006; I went to the local police department and filed a financial crime report and faxed it to the company. The calls still came. Then i faxed the same information again in late Oct., 2006. The calls have stopped. I recomend that anyone dealing with this fraudulent company: keep on calling back, send certified mail, do whatever it takes. This company will eventually get the idea that they are wrong, no matter how aggrevating it is to the normal and reasonable person. GOOD LUCK!!!
Jack
Skokie,Illinois,
U.S.A.
Cut and Paste
#6UPDATE EX-employee responds
Wed, March 01, 2006
Dear Sir, cut and pasting the corp roster of the company is not the right way to respond!!
All you would need to do do sir is writte a dispute letter sir.There are very good people on that list that have nothing to do with your account sir
Robert
Waxhaw,North Carolina,
U.S.A.
UPDATE: FIRST CREDIT OF AMERICA aka 1ST CREDIT OF AMERICA
#6Author of original report
Fri, October 07, 2005
I did a little investigation and found the following information for this company but I do not know how accurate this information is:
Name: Ariel Weisberg
Title: In House Legal
E Mail: aweisberg@1stcofa.com
Phone: 312-663-0004 Ext:
Name: Elie Mellul
Title: Senior OPS/Complaints
E Mail: elie@1stcofa.com
Phone: 866-505-4354 Ext: 3705
Direct Phone: 312-604-3705
Fax: 312-604-3702
Name: Claudia Salgado
Title: Customer Relationship Mgr./New Accounts Entry
E Mail: csalgado@1stcofa.com
Phone: 866-505-8248 Ext:
Direct Phone: 312-604-3736
Fax: 312-896-9198
Name: Raj Agarwal
Title: India Branch Manager
E Mail: ragarwal@1stcofa.com
Name: Don Barnes
Title: In House Training/Collections Manager
E Mail: dbarnes@1stcofa.com
Phone: 866-505-2632 Ext: 3731
Direct Phone: 312-604-3731
Name: Correy Boyd
Title: collection specialist
E Mail: cboyd@1stcofa.com
Name: Barbie Flores
Title: Client and RPS Support Mgr.
E Mail: bflores@1stcofa.com
Phone: Ext: 3709
Direct Phone: 312-604-3709
Name: Asia Gesing
Title: Accounting
E Mail: agesing@1stcofa.com
Phone: 866-505-2632 Ext: 3708
Direct Phone: 312-604-3708
Fax: 312-604-3702
Name: Christos Giannakakis
Title: Director of Collections/Branch Support
E Mail: christosg@1stcofa.com
Phone: 866-505-2632 Ext: 3749
Direct Phone: 312-604-3749
Fax: 312-604-3702
Name: Laurie Helfer
Title: Payment Processing Department
E Mail: lhelfer@1stcofa.com
Phone: 866-505-2632 Ext: 3712
Direct Phone: 312-604-3712
Fax: 312-604-3702
Name: Al Mellul
Title: Marketing and Recruiting Mgr.
E Mail: amellul@1stcofa.com
Phone: 866-505-2632 Ext: 3707
Direct Phone: 312-604-3707
Fax: 312-604-3702
Name: Jack Mellul
Title: Israel Branch Manager
E Mail: jmellul@1stcofa.com
Phone: 866-505-2632 Ext: 3713
Direct Phone: 312-604-3713
Fax: 312-604-3702
Name: Chantelle Russak
Title: Israel Branch Manager
E Mail: crussak@1stcofa.com
Name: Latrina Weaver
Title: Reverification/NSF Department
E Mail: lweaver@1stcofa.com