Complaint Review: FIRST DATA

First Data is a huge company that has several smaller franchises such as Encore Payment Systems, which employ snakes like Mike Stanziola who knowingly take advatage of situations they find themselves in to RIP you OFF!~ And this is a LONG term rip off folks~!!!  Having opened a new bank account for our business, our bank mustve sold our information on a list to these vultures, guised as someone else I am sure.  Anyway, they made their way into our office when we were expecting the REAL merchant service people from our bank to come in about setting up credit card machines and check readers, etc.  

Even after being called a different name completely - How do you let someone repeatedly call you PJ when your name is MIKE???  and posing as if from the bank - not a franchise of First Data out on cold calls - This man persued the signing of the contract with vigor~ !!!  He promised the sky!  Most importantly - he made promises he could not deliver!~

He promised his equipment could process business checks with next day funding - WRONG!!!  It cannot even process business checks at all - they are all declined.  We only get checks from insurance companies for the most part, so they are all virually business checks.  Very useless to us.

When we contacted him to fix this situation several times via email and/or phone, he either ignored our requests or came out and met with us and promised to 'look into doing something about that' with his superiors, but never did anything.  

We did not want to pay for a service we could not use - so we closed our bank account that the machines were linked to.  I have a statement that says Closing Withdrawal.  Here three months later, the bank is still calling us saying we have a negative balance because FDGL is debiting our account - Will someone please tell me how they can possibly get funds out of a closed account with a zero balance???

Does that mean I can go in to the teller and make a withdrawal on my empty. closed account?  I think not~!!  How can they???   I'd much rather they sue me for the remainder of the balance and settle with them.  

I am just in shock at this behavior from them and allowed from my (thankfully former) bank!