Complaint Review: First National Card CCS

The company mentioned above sent me a later asking if I wanted to established my credit, so of course I called them. The gentleman on the phone asked me if I had a checking account and that to apply I would Have to deposit 200.00. I said I didn't have 200.00. He said give me 119.00 and the rest later. Then he said and I'll guarantee that you will enjoy this card.

A few weeks later I got a book and three different cards. The card could only be used to purchase this from the book. And the most ridiculous part of all that stunned me is that before I can purchase something at a reasonable price before my account could reach the 8,500, I would have to purchase an item a full prize and then this would make me eligible for the 8,500.

I called them back ask for a refund of my money, and until this day I haven't received any response. The saddest thing of all is that about a month later they wrote to me to say that I will be billed 119.00 for something I can't recall. I cancelled my direct deposit in fear that they would go in. Is there any way to get my money back?

Norma
Utica, New York
U.S.A.