First National Card Service They got my $149 but I closed my bank account today on the advice of Ripoff Saint Petersburg Florida
Just trying to build back credit can be a frustrating task! First National Card Services took $149 from my bank account and has yet to deliver on their promise of a $2,000 credit limit Visa Card.
I see from other victims that this company was/is based in Las Vegas Nevada. The 1st National I got hooked by is based in Saint Petersburg, Florida. The phone number I got from the caller I.D. is 727-544-6460. Reverse number lookup on the 'net showed the phone number is a Verizon # owned by Ernest H. Becker....6176 55st Ave. N, Saint Petersburg, FL 33709-1810.
Following the good advice I read this morning on the Rip-off Report site, I closed my bank account an hour later. The Suntrust branch manager told me that since I had given 1st National a check number along with my routing number and account number, they couldn't (or wouldn't) reimburse me for the $149 debit.
The 'check by phone'copy on my internet bank statement shows that 1st National banks at Synovus Bank of Tampa Bay. They're on the web so I sent them a message informing them of the fraud their 1st National customer is committing. Maybe Synovus will help get my money back.
At the advice of Rip-off Report, I will be filing a complaint with FCC, FTC, FBI, and the Florida State Atty. General. Until then, I'm only out the $149 that was to be used to buy my 11 yr. old twins' Christmas Presents.
Jim
Clinton, Tennessee
U.S.A.
4 Updates & Rebuttals
Jim
Clinton,Tennessee,
U.S.A.
Got My Money Back!
#5Author of original report
Tue, December 12, 2006
Told the SunTrust Fraud Investigator I'd given 1st National a specific check # over the telephone but they used #999 on the debit to my account. He obviously found something wrong with them because it took about 7 days for him to post the $149 back to my account.
Also, I learned that the check #999 1st National created and posted to my account DID NOT go through an ACH (credit card clearing house). I attempted to get info on the ACH from SunTrust so I could file a complaint with them too.
All the complaints you need to file you can do via the computer....State Atty. General, FCC, FTC, BBB, FBI, 1st National's Bank, my Bank, and 1st National's telephone provider. Only took about an hour to file all the complaints but it was worth the investment of my time. Good luck to you in your efforts to 'right their wrong'. Jim
Jim
Clinton,Tennessee,
U.S.A.
Got My Money Back!
#5Author of original report
Tue, December 12, 2006
Told the SunTrust Fraud Investigator I'd given 1st National a specific check # over the telephone but they used #999 on the debit to my account. He obviously found something wrong with them because it took about 7 days for him to post the $149 back to my account.
Also, I learned that the check #999 1st National created and posted to my account DID NOT go through an ACH (credit card clearing house). I attempted to get info on the ACH from SunTrust so I could file a complaint with them too.
All the complaints you need to file you can do via the computer....State Atty. General, FCC, FTC, BBB, FBI, 1st National's Bank, my Bank, and 1st National's telephone provider. Only took about an hour to file all the complaints but it was worth the investment of my time. Good luck to you in your efforts to 'right their wrong'. Jim
Jim
Clinton,Tennessee,
U.S.A.
Got My Money Back!
#5Author of original report
Tue, December 12, 2006
Told the SunTrust Fraud Investigator I'd given 1st National a specific check # over the telephone but they used #999 on the debit to my account. He obviously found something wrong with them because it took about 7 days for him to post the $149 back to my account.
Also, I learned that the check #999 1st National created and posted to my account DID NOT go through an ACH (credit card clearing house). I attempted to get info on the ACH from SunTrust so I could file a complaint with them too.
All the complaints you need to file you can do via the computer....State Atty. General, FCC, FTC, BBB, FBI, 1st National's Bank, my Bank, and 1st National's telephone provider. Only took about an hour to file all the complaints but it was worth the investment of my time. Good luck to you in your efforts to 'right their wrong'. Jim
Jim
Clinton,Tennessee,
U.S.A.
Got My Money Back!
#5Author of original report
Tue, December 12, 2006
Told the SunTrust Fraud Investigator I'd given 1st National a specific check # over the telephone but they used #999 on the debit to my account. He obviously found something wrong with them because it took about 7 days for him to post the $149 back to my account.
Also, I learned that the check #999 1st National created and posted to my account DID NOT go through an ACH (credit card clearing house). I attempted to get info on the ACH from SunTrust so I could file a complaint with them too.
All the complaints you need to file you can do via the computer....State Atty. General, FCC, FTC, BBB, FBI, 1st National's Bank, my Bank, and 1st National's telephone provider. Only took about an hour to file all the complaints but it was worth the investment of my time. Good luck to you in your efforts to 'right their wrong'. Jim