Complaint Review: First National Credit

We received an offer in the mail for a First National Credit Gold card with a credit line of $15,000. It says, This is not a "maybe".

We have already reserved a card in your name. To receive your gold card please sign and mail this guaranteed acceptance certificate and include your one-time only $37.00 membership fee.

We did this, sent a check for $37.00 made payable to First National Credit on 11-02-01. The check was cashed on 11-07-01 by US Bank, NA Portland, Or. 1-800-523-9498.

We have never received a credit card and I would like to know how to get my money back. Thank you so much.