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First National Credit appears to have ripped me off too.
I sent First National Credit my $43.00 processing fee with the idea I would be receiving a Visa card with a $15,000.00 credit limit.
I mailed the "rush" money intending to have the card by Christmas. It has been three weeks since I sent the money, but have yet to receive a card.
I have been unable to reach a person by phone. I have repeatedly tried to fax an inquiry to them as to the status of my card to no avail.
It appears that they are a SCAM. Don't let them get you too.