Complaint Review: First National Credit

I received a letter indicated that I have been Pre-Approved for a credit of $15,000. All I have to do is to sign the letter and return it with $37.00 one-time membership fee for this "Gold Card". I almost fall into the scam but for my tiny suspicion of this deal being "too good to be true". Then, I thought why not check on the internet to see if this company is even real. Guess what I found out? I found the website that other good citizens have reported the various scams they have encountered and FIRST NATIONAL CREDIT is on the list. I guess I should hang on to my previous belief that if any credit card company should ever ask for processing fee upfront, BE ON YOUR GUARD. Linda Las Vegas, Nevada