First NAtional Credit, Inc refund card ripoff
They sent approved credit for a gold card, never mind that you can only by through companies that they own. You had to have read all of the fine print. I called them to ask for my money back, said that it would take 6 wks, it didn't take them six weeks to cash the check that I sent to them. Anyhow still haven't received my refund for the $37.