Complaint Review: First National Credit - Legacy Visa

This company is disgusting. It preys on Military and people who have bad credit. We had to file bankruptcy due to a divorce my husband had. I am from overseas so had no credit rating. We decided to try & get a visa to rebuild or credit. Legacy sounded wonderful giving you a small limit so not to over spend & helpful with building our credit score again. NOT!!! Our limit was given as $300 but when we recieved the card there were $280 worth of fee's leaving us with $20 credit!! We didn't even use the card and within 1 month we were charged fee's and are still trying to pay this account off. We have closed it because they are so awful and with a $300 a month limit or bill is never less than $50-90 a month!! There are always fee's even when we haven't used the card so we are not sure how we pay this off with reacurring fee's!!

DON'T apply for card or be sucked into them helping you rebuild credit ratings, they will not help you!!!
We tried 2 other visa or mastercard sites who were amazing and genuinely wanted to help us not rip us off! You would think that with all the military does for this country & its people this would not be able to happen with our hard earned money!

Joanne
San Antonio, Texas
U.S.A.