Complaint Review: First National Credit

I sent the $37 to receive the card. I received it in about 2 weeks along with a catalog of products. What no credit card!?? So then I said, well then I want another catalog because they said they have several catalogs to choose from. Anyway, it's been 2 months since I ordered the catalog. Have I gotten it? No. It really wasn't a credit card at all either. I called 949-448-8822, which is their number for customer service for the last week. The only response I get is "due to heavy call volume, we are unable to process your call at this time, please try your call again later, thank you". I was trying to contact them online today, when I ran across this web-site. I was shocked! I think I have learned my lesson with "money first, product letter" scams. Wish I see this sooner.