Complaint Review: FIRST NATIONAL CREDIT

I was mailed an advertisment for a credit line with First National Credit of $7000. I sent them a check for $49 because it said my money would be 100% refundable if not satisfied. I received the card and a mail order shopping catalog. The credit card was only for this catalog. I promptly called to cancel. I was told by the CSR that she would cancel the account. However, when I asked for a refund, she needed to get a supervisor. The supervisor tried to talk me out of canceling. When I insisted that I wanted a refund, she told me to put everything into an envelope and return it with a written cancellation request. I did this weeks ago, and have gotten no response. Without your account number (that was on the card I returned) you can't get through their automated phone system. Barbara Bradenton, Florida