First National Credit's ..ripoff scam *UPDATE ..BBB Better Business Bureau shows no complaints, Rip-off Report shows over 244 victimized *UPDATE over 50 victims a day Email thank you Rip-off Report.
----- Original Message -----
From: "Alan Nepomuceno"
To:
Sent: Saturday, November 24, 2001 3:19 PM
Subject: Close Call
I would like to thank you for your site and the information it provided that stopped me from making a big mistake.
A few days ago I ended up getting a confirmation for a $15,000 Gold Card from First National Credit but the many tip-offs about it being a scam being no mention of a major credit card line like Visa or Mastercard along with giving none of the standard credit card details. After doing a search on the web I found your Ripoff Report site and thankfully got enlightened before I ended up getting hooked into this scam.
I noticed the Attorney General's consumer protection lawsuit against First National Credit was filed in April to stop this practice in California. But now it appears that First National Credit has expanded in the attempts to still sucker people. I'm thankful that your site tipped me off but having this con make its way to Texas makes me uncomfortable and I wonder if and how complaints should be filed in other states against this fraudulent corporation.
Sincerely,
Alan R. Nepomuceno
7 Updates & Rebuttals
Over 50 e-mails a day to Rip-off Report say, thank you for saving us our money!
#80
Sat, November 24, 2001
They filed the following to the above Rip-Off Report:
Their email: holubar@btc-bci.com
Their name: Debbie Holubar
Their relationship to the company: Consumer Suggestion
Rebuttal:
i also recived that certivecate send in 43.00 and waited and waited for it to be in the mail. I wanted to transfer some other credit cards and go x-mas shopping today but instead i got nothing called them listed to all there stufff on the answering machine and hung up called again and decided to put in some #'s and i talked to a lady she said they cashed my check on th 8th of nov. and mailed out the card on the 16th i did recieve the card and a book of junk to order stuff well good as i read on these rip off reports it doesnt look to good i guess i just gambled 43.00 dollars . thank you.
:::::::::::::::::::::::::
From: "Sean Johnson"
To:
Sent: Friday, November 23, 2001 4:42 PM
Subject: First National Credit tm
to whom it may concern: on the date of 11-23-01
We were sent a B.S certificate in the mail and it
seemed a little strange as it didnt have a phone
number or a credit card logo ither to chose from or
desinated. We went online and found your report from
August and wanted to thank you for taking the time in
making sure that other people were not taken by this
scam. What we wanted to know is if there is an act of
recourse we can take, or is thanking you all that can
be done.
Thank You,
The Bradshaws
:::::::::::::::::::::::::::::::::
----- Original Message -----
From: David Jackson
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 5:42 PM
Subject: First National Credit Gold Card
I would like to thank info@RippOffReport for the
Information listed on it. I received a Acceptance Cert.
from First National Credit,Pacific Park Plaza, 27101
Aliso Creek Rd,Unit 126, Aliso Viejo,CA 92656.
I was thinking of doing it because of the credit line
but decided to try and check them out on web but
I found the listed on your site and changed my mind.
Again Thank YOU!!!!
David Jackson
davidj@ckt.net
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Thomas McCann
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 9:45 PM
Subject: First National Credit SCAM
I just wanted to say Thank You to you folks for posting this SCAM on your site. I received one of their applications today in the mail and got on your site to check it out. I am much relieved to know that someone is on top of this kind of thing, and am happy to say that thanks to your site, these creeps have lost another victim. God bless.
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Chapsatx@aol.com
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 2:28 PM
Subject: First National Credit Ripoff, thank you!!!!
Thanks for the warning about these people! I just received their "offer"in the mail today. I think I'll send it right back to them in a very expensive "C.O.D." package!!! Thanks for alerting all of us!
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Dawna Basile
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 2:12 PM
Subject: Thank you
Thanks for putting this bit of info on FNC online. I just received one of their certificates in the mail today. It is a bad time of year for us as usual. It sounded too good to be true so I got on the net and found your input.
Sincerely grateful,
D. Basile
::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: *~*TJ*~* -
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 6:06 PM
Subject: CCS First National Card
I also received a CCS Fisrt National Membership Card. i would like to thank you for the report you did on this. it may have saved me a lot. if you have any follow-up onfo please email me. i would like to bring this matter to our local newspapers and police to prevent any misconduct of others.
thank you.
jenifer
::::::::::::::::::::::::::::::::
Click here to see over 100 Rip-off Reports on First National Credit
>Click here to read all the other Rip-off Reports regarding the BBB
Over 50 e-mails a day to Rip-off Report say, thank you for saving us our money!
#80
Sat, November 24, 2001
They filed the following to the above Rip-Off Report:
Their email: holubar@btc-bci.com
Their name: Debbie Holubar
Their relationship to the company: Consumer Suggestion
Rebuttal:
i also recived that certivecate send in 43.00 and waited and waited for it to be in the mail. I wanted to transfer some other credit cards and go x-mas shopping today but instead i got nothing called them listed to all there stufff on the answering machine and hung up called again and decided to put in some #'s and i talked to a lady she said they cashed my check on th 8th of nov. and mailed out the card on the 16th i did recieve the card and a book of junk to order stuff well good as i read on these rip off reports it doesnt look to good i guess i just gambled 43.00 dollars . thank you.
:::::::::::::::::::::::::
From: "Sean Johnson"
To:
Sent: Friday, November 23, 2001 4:42 PM
Subject: First National Credit tm
to whom it may concern: on the date of 11-23-01
We were sent a B.S certificate in the mail and it
seemed a little strange as it didnt have a phone
number or a credit card logo ither to chose from or
desinated. We went online and found your report from
August and wanted to thank you for taking the time in
making sure that other people were not taken by this
scam. What we wanted to know is if there is an act of
recourse we can take, or is thanking you all that can
be done.
Thank You,
The Bradshaws
:::::::::::::::::::::::::::::::::
----- Original Message -----
From: David Jackson
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 5:42 PM
Subject: First National Credit Gold Card
I would like to thank info@RippOffReport for the
Information listed on it. I received a Acceptance Cert.
from First National Credit,Pacific Park Plaza, 27101
Aliso Creek Rd,Unit 126, Aliso Viejo,CA 92656.
I was thinking of doing it because of the credit line
but decided to try and check them out on web but
I found the listed on your site and changed my mind.
Again Thank YOU!!!!
David Jackson
davidj@ckt.net
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Thomas McCann
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 9:45 PM
Subject: First National Credit SCAM
I just wanted to say Thank You to you folks for posting this SCAM on your site. I received one of their applications today in the mail and got on your site to check it out. I am much relieved to know that someone is on top of this kind of thing, and am happy to say that thanks to your site, these creeps have lost another victim. God bless.
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Chapsatx@aol.com
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 2:28 PM
Subject: First National Credit Ripoff, thank you!!!!
Thanks for the warning about these people! I just received their "offer"in the mail today. I think I'll send it right back to them in a very expensive "C.O.D." package!!! Thanks for alerting all of us!
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Dawna Basile
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 2:12 PM
Subject: Thank you
Thanks for putting this bit of info on FNC online. I just received one of their certificates in the mail today. It is a bad time of year for us as usual. It sounded too good to be true so I got on the net and found your input.
Sincerely grateful,
D. Basile
::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: *~*TJ*~* -
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 6:06 PM
Subject: CCS First National Card
I also received a CCS Fisrt National Membership Card. i would like to thank you for the report you did on this. it may have saved me a lot. if you have any follow-up onfo please email me. i would like to bring this matter to our local newspapers and police to prevent any misconduct of others.
thank you.
jenifer
::::::::::::::::::::::::::::::::
Click here to see over 100 Rip-off Reports on First National Credit
>Click here to read all the other Rip-off Reports regarding the BBB
Over 50 e-mails a day to Rip-off Report say, thank you for saving us our money!
#80
Sat, November 24, 2001
They filed the following to the above Rip-Off Report:
Their email: holubar@btc-bci.com
Their name: Debbie Holubar
Their relationship to the company: Consumer Suggestion
Rebuttal:
i also recived that certivecate send in 43.00 and waited and waited for it to be in the mail. I wanted to transfer some other credit cards and go x-mas shopping today but instead i got nothing called them listed to all there stufff on the answering machine and hung up called again and decided to put in some #'s and i talked to a lady she said they cashed my check on th 8th of nov. and mailed out the card on the 16th i did recieve the card and a book of junk to order stuff well good as i read on these rip off reports it doesnt look to good i guess i just gambled 43.00 dollars . thank you.
:::::::::::::::::::::::::
From: "Sean Johnson"
To:
Sent: Friday, November 23, 2001 4:42 PM
Subject: First National Credit tm
to whom it may concern: on the date of 11-23-01
We were sent a B.S certificate in the mail and it
seemed a little strange as it didnt have a phone
number or a credit card logo ither to chose from or
desinated. We went online and found your report from
August and wanted to thank you for taking the time in
making sure that other people were not taken by this
scam. What we wanted to know is if there is an act of
recourse we can take, or is thanking you all that can
be done.
Thank You,
The Bradshaws
:::::::::::::::::::::::::::::::::
----- Original Message -----
From: David Jackson
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 5:42 PM
Subject: First National Credit Gold Card
I would like to thank info@RippOffReport for the
Information listed on it. I received a Acceptance Cert.
from First National Credit,Pacific Park Plaza, 27101
Aliso Creek Rd,Unit 126, Aliso Viejo,CA 92656.
I was thinking of doing it because of the credit line
but decided to try and check them out on web but
I found the listed on your site and changed my mind.
Again Thank YOU!!!!
David Jackson
davidj@ckt.net
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Thomas McCann
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 9:45 PM
Subject: First National Credit SCAM
I just wanted to say Thank You to you folks for posting this SCAM on your site. I received one of their applications today in the mail and got on your site to check it out. I am much relieved to know that someone is on top of this kind of thing, and am happy to say that thanks to your site, these creeps have lost another victim. God bless.
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Chapsatx@aol.com
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 2:28 PM
Subject: First National Credit Ripoff, thank you!!!!
Thanks for the warning about these people! I just received their "offer"in the mail today. I think I'll send it right back to them in a very expensive "C.O.D." package!!! Thanks for alerting all of us!
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Dawna Basile
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 2:12 PM
Subject: Thank you
Thanks for putting this bit of info on FNC online. I just received one of their certificates in the mail today. It is a bad time of year for us as usual. It sounded too good to be true so I got on the net and found your input.
Sincerely grateful,
D. Basile
::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: *~*TJ*~* -
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 6:06 PM
Subject: CCS First National Card
I also received a CCS Fisrt National Membership Card. i would like to thank you for the report you did on this. it may have saved me a lot. if you have any follow-up onfo please email me. i would like to bring this matter to our local newspapers and police to prevent any misconduct of others.
thank you.
jenifer
::::::::::::::::::::::::::::::::
Click here to see over 100 Rip-off Reports on First National Credit
>Click here to read all the other Rip-off Reports regarding the BBB
Over 50 e-mails a day to Rip-off Report say, thank you for saving us our money!
#80
Sat, November 24, 2001
They filed the following to the above Rip-Off Report:
Their email: holubar@btc-bci.com
Their name: Debbie Holubar
Their relationship to the company: Consumer Suggestion
Rebuttal:
i also recived that certivecate send in 43.00 and waited and waited for it to be in the mail. I wanted to transfer some other credit cards and go x-mas shopping today but instead i got nothing called them listed to all there stufff on the answering machine and hung up called again and decided to put in some #'s and i talked to a lady she said they cashed my check on th 8th of nov. and mailed out the card on the 16th i did recieve the card and a book of junk to order stuff well good as i read on these rip off reports it doesnt look to good i guess i just gambled 43.00 dollars . thank you.
:::::::::::::::::::::::::
From: "Sean Johnson"
To:
Sent: Friday, November 23, 2001 4:42 PM
Subject: First National Credit tm
to whom it may concern: on the date of 11-23-01
We were sent a B.S certificate in the mail and it
seemed a little strange as it didnt have a phone
number or a credit card logo ither to chose from or
desinated. We went online and found your report from
August and wanted to thank you for taking the time in
making sure that other people were not taken by this
scam. What we wanted to know is if there is an act of
recourse we can take, or is thanking you all that can
be done.
Thank You,
The Bradshaws
:::::::::::::::::::::::::::::::::
----- Original Message -----
From: David Jackson
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 5:42 PM
Subject: First National Credit Gold Card
I would like to thank info@RippOffReport for the
Information listed on it. I received a Acceptance Cert.
from First National Credit,Pacific Park Plaza, 27101
Aliso Creek Rd,Unit 126, Aliso Viejo,CA 92656.
I was thinking of doing it because of the credit line
but decided to try and check them out on web but
I found the listed on your site and changed my mind.
Again Thank YOU!!!!
David Jackson
davidj@ckt.net
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Thomas McCann
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 9:45 PM
Subject: First National Credit SCAM
I just wanted to say Thank You to you folks for posting this SCAM on your site. I received one of their applications today in the mail and got on your site to check it out. I am much relieved to know that someone is on top of this kind of thing, and am happy to say that thanks to your site, these creeps have lost another victim. God bless.
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Chapsatx@aol.com
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 2:28 PM
Subject: First National Credit Ripoff, thank you!!!!
Thanks for the warning about these people! I just received their "offer"in the mail today. I think I'll send it right back to them in a very expensive "C.O.D." package!!! Thanks for alerting all of us!
:::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: Dawna Basile
To: info@RipOffReport.com
Sent: Friday, November 23, 2001 2:12 PM
Subject: Thank you
Thanks for putting this bit of info on FNC online. I just received one of their certificates in the mail today. It is a bad time of year for us as usual. It sounded too good to be true so I got on the net and found your input.
Sincerely grateful,
D. Basile
::::::::::::::::::::::::::::::::::::
----- Original Message -----
From: *~*TJ*~* -
To: info@ripoffreport.com
Sent: Friday, November 23, 2001 6:06 PM
Subject: CCS First National Card
I also received a CCS Fisrt National Membership Card. i would like to thank you for the report you did on this. it may have saved me a lot. if you have any follow-up onfo please email me. i would like to bring this matter to our local newspapers and police to prevent any misconduct of others.
thank you.
jenifer
::::::::::::::::::::::::::::::::
Click here to see over 100 Rip-off Reports on First National Credit
>Click here to read all the other Rip-off Reports regarding the BBB
BBB Better Business Bureau shows no complaints, Rip-off Report shows over 130 victimized
#80
Wed, October 17, 2001
They filed the following rebuttal to the above Rip-Off Report:
Their email: rustygirl@mediaone.net
Their name: Paula
Their relationship to the company: Consumer Suggestion
Rebuttal:
I received the $6500 credit limit offer in the mail today, and decided to do some research on the company before committing myself to whatever it was I was going to be getting myself into. I gave them a call, got a hold of a not-so-friendly call center (I work in a call center myself, so this was not unexpected) and got a little bit of information. Not exactly what I expected.
I also tried the Better Business Bureau online.
When I didn't find anything, I just tried running a search for CCS. That's how I found this site. The only information that I am getting, however, is that the people they are sending their advertisments and offers to do not know how to read!
It says right on the letter that they send you exactly what the
fees are, and where the card can be used. I am quite disappointed to see people putting a company on a bad report website, when it is their own stupidity that got them into the problem they are into.
If you have terrible credit (which I do) and you don't mind paying out a little money to help it along (once again, read before you leap) then this may be a good thing to do. So you don't have a visa, or a mastercard. But they are NOT claiming to be giving you one! Read people!!
:::::::::::::::::::::::
EDitor's Comment:::::
Why are so many consumers being Ripped off. Are they all misunderstanding the advertisement? Or is the advertisement purposly misleading and hard to understand? Tricking the consumer?
There are over 130 Rip-off Reports on this company filed, and within all thsoe Rip-off Reports there are many other victims..
The BBB - Better Business Bureau has been around for more than 50 years, certainly more popular than the Rip-off Report. The Rip-off Report has been around for only 3 years, and actually only marketed to the public for less than 24 months. How can there be no complaints filed against First Nationl Credit with the BBB?
>Click here to read all the other Rip-off Reports regarding the BBB
BBB Better Business Bureau shows no complaints, Rip-off Report shows over 130 victimized
#80
Wed, October 17, 2001
They filed the following rebuttal to the above Rip-Off Report:
Their email: rustygirl@mediaone.net
Their name: Paula
Their relationship to the company: Consumer Suggestion
Rebuttal:
I received the $6500 credit limit offer in the mail today, and decided to do some research on the company before committing myself to whatever it was I was going to be getting myself into. I gave them a call, got a hold of a not-so-friendly call center (I work in a call center myself, so this was not unexpected) and got a little bit of information. Not exactly what I expected.
I also tried the Better Business Bureau online.
When I didn't find anything, I just tried running a search for CCS. That's how I found this site. The only information that I am getting, however, is that the people they are sending their advertisments and offers to do not know how to read!
It says right on the letter that they send you exactly what the
fees are, and where the card can be used. I am quite disappointed to see people putting a company on a bad report website, when it is their own stupidity that got them into the problem they are into.
If you have terrible credit (which I do) and you don't mind paying out a little money to help it along (once again, read before you leap) then this may be a good thing to do. So you don't have a visa, or a mastercard. But they are NOT claiming to be giving you one! Read people!!
:::::::::::::::::::::::
EDitor's Comment:::::
Why are so many consumers being Ripped off. Are they all misunderstanding the advertisement? Or is the advertisement purposly misleading and hard to understand? Tricking the consumer?
There are over 130 Rip-off Reports on this company filed, and within all thsoe Rip-off Reports there are many other victims..
The BBB - Better Business Bureau has been around for more than 50 years, certainly more popular than the Rip-off Report. The Rip-off Report has been around for only 3 years, and actually only marketed to the public for less than 24 months. How can there be no complaints filed against First Nationl Credit with the BBB?
>Click here to read all the other Rip-off Reports regarding the BBB
BBB Better Business Bureau shows no complaints, Rip-off Report shows over 130 victimized
#80
Wed, October 17, 2001
They filed the following rebuttal to the above Rip-Off Report:
Their email: rustygirl@mediaone.net
Their name: Paula
Their relationship to the company: Consumer Suggestion
Rebuttal:
I received the $6500 credit limit offer in the mail today, and decided to do some research on the company before committing myself to whatever it was I was going to be getting myself into. I gave them a call, got a hold of a not-so-friendly call center (I work in a call center myself, so this was not unexpected) and got a little bit of information. Not exactly what I expected.
I also tried the Better Business Bureau online.
When I didn't find anything, I just tried running a search for CCS. That's how I found this site. The only information that I am getting, however, is that the people they are sending their advertisments and offers to do not know how to read!
It says right on the letter that they send you exactly what the
fees are, and where the card can be used. I am quite disappointed to see people putting a company on a bad report website, when it is their own stupidity that got them into the problem they are into.
If you have terrible credit (which I do) and you don't mind paying out a little money to help it along (once again, read before you leap) then this may be a good thing to do. So you don't have a visa, or a mastercard. But they are NOT claiming to be giving you one! Read people!!
:::::::::::::::::::::::
EDitor's Comment:::::
Why are so many consumers being Ripped off. Are they all misunderstanding the advertisement? Or is the advertisement purposly misleading and hard to understand? Tricking the consumer?
There are over 130 Rip-off Reports on this company filed, and within all thsoe Rip-off Reports there are many other victims..
The BBB - Better Business Bureau has been around for more than 50 years, certainly more popular than the Rip-off Report. The Rip-off Report has been around for only 3 years, and actually only marketed to the public for less than 24 months. How can there be no complaints filed against First Nationl Credit with the BBB?
>Click here to read all the other Rip-off Reports regarding the BBB