Print the value of index0
  • Report:  #146285

Complaint Review: First National Government Grant

First National government Grant $12500 SCAM $29 fee $299 processing fee. firstnationalgrant.com no $$ Miami, FL Florida *EDitor's Suggestions on how to get your money back into your bank account!

  • Reported By:
    private California
  • Submitted:
    Wed, June 15, 2005
  • Updated:
    Wed, June 15, 2005
  • First National Government Grant
    First National Grant 7011 N.W. 87th Ave. #1038 Miami, FL 33178
    Florida
    U.S.A.
  • Phone:
    877-546-8537
  • Category:

Company called me from 877-546-8537. The told me that I had gotten a misc government grant of $12,500. I know there are scam calls out there so I thought I would mess with them and probe them a bit (make the riggle in their chairs). I told them I never applied for this-why me? They simply replied that it was a misc grant. [I think they are starting the believe their own words]. I like some one else in here use to tele-fund raise and we would get $ for UCLA. We would offer our alumn the option of having something mailed to them so we could review it and send in a check. So I told them to mail me information. They said they couldn't because things get lost in the mail all the time and people might not get their money. So finally she was saying they were credible and that she could give me her name address and website and phone number. So I asked for the web address and she told me it was www.firstnationalgrant.com . I asked her why it wasn't dot gov if it was infact governmental. She said okay I will call you in 5 mins and she hung up. I went to the site and it's nothing but an unmaintained site with no information-no access. So I typed this company into google and ripoffreport.com had other unfortuantes that fell for this. It is hard not to fall for it though. It's easy money. So strangly enough they called back in 5 mins-like they said they would. The operator never gave her name before, but I asked her if this was Dona (like I read in one of the ripoffreport.com reports) and she said-yes? (I was laughing inside-because it was all coming together) I then went on to say-Dona-I went to your site and nothing is there. I read about your group on Ripoffreport.com and I want to know why you charge a $29 fee and $299 fee. (keep in mind she hadn't told me about this before when I just spoke with her-we didn't get that far) She went on to say it was a $29 fee and $299 processing. I said the people online said they got charged these fees and didn't get the $ you promised them. Why?? She put someone else on the phone and I said who is this BoBa? I said you keep calling I told you not to call-take me off your list. If I say take me off your list-you must stop calling. Nothing-they hung up...

Bernie
private, California
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

Respond to this Report!