First Premier Bank Charges to a nonexistent account in my name Souix Falls South Dakota
In 2001, First Premier Bank contacted me about issuing me a credit card while living in North Carolina. I never received the card, muchless used it. My credit report shows that I have a high balance of $276.00 with a max limit of $250.00. How could this be? I have never owned a credit card before and still only use my Visa check card for all my purchases, which comes directly from my checking account.
This has hurt my credit tremendously and need direction as to what I can do to get this off my credit report.
Jennifer
Quantico, Virginia
U.S.A.
4 Updates & Rebuttals
Thebigwaldo
Spearfish,South Dakota,
U.S.A.
or rather than paying a lawyer to resolve this you could try this...
#5UPDATE EX-employee responds
Thu, February 21, 2008
(800) 987-5521... there is Premier Bankcard's customer service phone number. call it and talk to them. explain that you did not open the card and you would like to file a ''LOST/STOLEN" report on the account. they will do this without any questions asked. Also since you don't have the card and never received it, i recommend (as long as the account has been open less than 6 months) doing what is called a "NON USE CLOSURE''. when this is all done and over with, the account will be closed, you will not be responsible for the balance and as long as the account is found fraudulent the credit report will be reversed.
Thebigwaldo
Spearfish,South Dakota,
U.S.A.
or rather than paying a lawyer to resolve this you could try this...
#5UPDATE EX-employee responds
Thu, February 21, 2008
(800) 987-5521... there is Premier Bankcard's customer service phone number. call it and talk to them. explain that you did not open the card and you would like to file a ''LOST/STOLEN" report on the account. they will do this without any questions asked. Also since you don't have the card and never received it, i recommend (as long as the account has been open less than 6 months) doing what is called a "NON USE CLOSURE''. when this is all done and over with, the account will be closed, you will not be responsible for the balance and as long as the account is found fraudulent the credit report will be reversed.
Thebigwaldo
Spearfish,South Dakota,
U.S.A.
or rather than paying a lawyer to resolve this you could try this...
#5UPDATE EX-employee responds
Thu, February 21, 2008
(800) 987-5521... there is Premier Bankcard's customer service phone number. call it and talk to them. explain that you did not open the card and you would like to file a ''LOST/STOLEN" report on the account. they will do this without any questions asked. Also since you don't have the card and never received it, i recommend (as long as the account has been open less than 6 months) doing what is called a "NON USE CLOSURE''. when this is all done and over with, the account will be closed, you will not be responsible for the balance and as long as the account is found fraudulent the credit report will be reversed.
Chris
Mt Vernon,Washington,
U.S.A.
Lets file a class action suit
#5Consumer Suggestion
Thu, September 20, 2007
I have found over 12 people they have done this to including me. If any one can find an attorney look me up. Chris Mt. Vernon WA