This company sends you a pre=approved credit card and even though I never applied for the card, my account has been sent to a collection agency. They are ruining my credit.
8 Updates & Rebuttals
mr rik
miami, Florida, USA
-I never got a card from them
#9Consumer Comment
Thu, September 22, 2011
Sounds like someone at Premier has stolen your identity.
SCUMBAGS!
Report Attachments:
anrynewyorker
Forest Hills, New York, United States of America
reply to question
#9Author of original report
Wed, September 21, 2011
No I never bought anything and the balance is the credit limit plus accrued interest
coast
USA
3 questions
#9Consumer Comment
Wed, September 21, 2011
"No, I never even applied for the card."
I didn't ask you if you applied for the card. My two previous questions were: Did you purchase anything with the card? Does the bank claim you did?
New question: Is there a balance on the account that is NOT related to service or interest fees?
anrynewyorker
Forest Hills, New York, United States of America
thank you for the respones
#9Author of original report
Wed, September 21, 2011
I never got a card from them and I will definitely call the bank to find out if I'm a victim of identity fraud.I would like to here from anyony and evryone on how to solve this matter. Thank you in advance for all the help.
Flynrider
Phoenix, Arizona, USA
Agree with Robert.
#9Consumer Comment
Tue, September 20, 2011
There is no way they would just send you a card out of the blue. Somebody had to apply for it (in your name). Either it was you and you forgot, or someone has attempted identity theft. Either way, it is imperitive that you find out before this thing s****.>
Robert
Irvine, California, U.S.A.
Doesn't work that way
#9Consumer Comment
Tue, September 20, 2011
If you are getting pre-approved applications from First Premier your credit is already ruined. This is because they are a Sub-Prime card for people that have severe credit issues already. Because they are a Sub-Prime card they have very high fees, I believe it is about $160 in fees to just get the card, and then $10-$15 a month to keep it.
They do send out "Pre-Approved" applications but you MUST send the application back to actually get the card. They do not just send out a fully active account without you filling out the application, that would include things such as your SSN and signature.
So either you did fill it out and "forgot" about the card, and the amount is the fees that they charged once the card is opened that you never paid. You are a victim of Identity Theft and someone else actually opened the card up in your name. There is some mistake and the account actually belongs to someone else.
You need to contact First Premier and have them send you proof that you actually applied for the card.
anrynewyorker
Forest Hills, New York, United States of America
no purchase required
#9Author of original report
Tue, September 20, 2011
No, I never even applied for the card. They sent me the application and now almost a year later I'm getting collection notices.
coast
USA
questions
#9Consumer Comment
Mon, September 19, 2011
Did you purchase anything with the card? Does the bank claim you did?
8 Updates & Rebuttals
mr rik
miami,Florida,
USA
-I never got a card from them
#9Consumer Comment
Thu, September 22, 2011
Sounds like someone at Premier has stolen your identity.
SCUMBAGS!
anrynewyorker
Forest Hills,New York,
United States of America
reply to question
#9Author of original report
Wed, September 21, 2011
No I never bought anything and the balance is the credit limit plus accrued interest
coast
USA3 questions
#9Consumer Comment
Wed, September 21, 2011
"No, I never even applied for the card."
I didn't ask you if you applied for the card. My two previous questions were: Did you purchase anything with the card? Does the bank claim you did?
New question: Is there a balance on the account that is NOT related to service or interest fees?
anrynewyorker
Forest Hills,New York,
United States of America
thank you for the respones
#9Author of original report
Wed, September 21, 2011
I never got a card from them and I will definitely call the bank to find out if I'm a victim of identity fraud.I would like to here from anyony and evryone on how to solve this matter. Thank you in advance for all the help.
Flynrider
Phoenix,Arizona,
USA
Agree with Robert.
#9Consumer Comment
Tue, September 20, 2011
There is no way they would just send you a card out of the blue. Somebody had to apply for it (in your name). Either it was you and you forgot, or someone has attempted identity theft. Either way, it is imperitive that you find out before this thing s****.>
Robert
Irvine,California,
U.S.A.
Doesn't work that way
#9Consumer Comment
Tue, September 20, 2011
If you are getting pre-approved applications from First Premier your credit is already ruined. This is because they are a Sub-Prime card for people that have severe credit issues already. Because they are a Sub-Prime card they have very high fees, I believe it is about $160 in fees to just get the card, and then $10-$15 a month to keep it.
They do send out "Pre-Approved" applications but you MUST send the application back to actually get the card. They do not just send out a fully active account without you filling out the application, that would include things such as your SSN and signature.
So either you did fill it out and "forgot" about the card, and the amount is the fees that they charged once the card is opened that you never paid. You are a victim of Identity Theft and someone else actually opened the card up in your name. There is some mistake and the account actually belongs to someone else.
You need to contact First Premier and have them send you proof that you actually applied for the card.
anrynewyorker
Forest Hills,New York,
United States of America
no purchase required
#9Author of original report
Tue, September 20, 2011
No, I never even applied for the card. They sent me the application and now almost a year later I'm getting collection notices.
coast
USAquestions
#9Consumer Comment
Mon, September 19, 2011
Did you purchase anything with the card? Does the bank claim you did?