First Premier Bank fraudulent billing rip-off - There's a balance of $178.00 already and I haven't even received the card yet. Internet
3 weeks ago I received an offer for a "pre-approved" credit card. I filled out the application and sent it on it's way. Not anywhere on the application were any "start up" fee's or application fees disclosed.
Just by chance, I was having my credit checked by a loan officer at my bank when she discovered that a "new" credit card account had been opened. There was a balance of $178.00 already on it and I had not even received a card yet!
Isn't this mail fraud or thef by deception? How can anyone on this planet charge for goods not received?
Stephanie
Papillion, Nebraska
U.S.A.
1 Updates & Rebuttals
Carl
Granby,Missouri,
U.S.A.
my story is different
#2Consumer Suggestion
Thu, May 22, 2003
Stephanie,
My story is completely different. I was well aware of all of the fees up front. I have terrible credit (due in part to a truly fraudulant credit card company named Cross Country Bank, read their ripoff reports if you want to see something scary) and I saw this as a way of rebuilding my credit. All of the fees were clearly documented on my application. A received a card with a $250.00 limit. However there were several "activation" fees that were immediatly charged to the card. I paid those off and have been using the card for several months now with no problem. The main difference between First Premier and Cross Country Bank is that Cross Country seems to deliberatly withhold posting of payments until a late fee can be charged (I routinly made payments to them 2 weeks early and I was charged late fees every month).
If you truly did not receive documentation about the fees then you have a reason to be upset. However, I would advise looking back through your paperwork.