First Savings Credit Card ripoff deceptive company Sioux Falls South Dakota
I was mailed a pre approved credit card offer reading that I needed to submit $35.00 processing fee and would be issued a Mastercard. I mailed the fee 2 months ago and then received a response about three weeks ago reading that they could not issue the card first promised but wanted me to send a deposit to receive a secured credit card. My $35.00 was never reimbursed.
Darlene
Indianapolis, Indiana
10 Updates & Rebuttals
Alexis
West Lafayette,Indiana,
U.S.A.
First Savings Credit card is not a ripoff
#11Consumer Comment
Fri, December 07, 2007
I have had a credit card from first savings credit card that I have had for months now, and have never had a problem with the company. I recieved my card promptly and they did not charge me any activation fee at all. Also, they gave me a very low interest rate that is locked in for a year. I am very happy with the card and this company.
Kathleen
Macungie,Pennsylvania,
U.S.A.
look
#11Consumer Comment
Mon, April 16, 2007
The fees were the same 2 years ago. You get nothing!
Bradley
Derry,New Hampshire,
U.S.A.
Why you Shill Raymond and Ellis???
#11Consumer Suggestion
Fri, April 23, 2004
Hey Raymond and Ellis, I am just wondering... Why are you guys on the RIP OFF report website???
Also, how much does a shill get paid per shill???
thank you
Sherri
Piedmont,California,
U.S.A.
"PRE-APPROVED" doesn't mean guaranteed..
#11Consumer Comment
Fri, April 23, 2004
It means that they pulled a credit profile on you and you met the criteria for applying for the card. However, every pre-approved offer I ever received clearly states (albeit in small print)that issuance of the card is contigent on the credit check, income, etc., and that you may be offered a different card if you don't qualify for the one pre-approved.
I have had a First Savings card for almost three years and never had a problem.
Raymond
Spokane,Washington,
U.S.A.
My Positive Experience
#11Consumer Comment
Wed, April 21, 2004
I have been a customer of First Savings Credit of South Dakota for close to two years now. I have had nothing but great customer service, effective information and assistance avenues, and good security. I did not pay an initial "application fee". All fees were clearly lined out for me on the application. (There wasn't any more fine print than any other application I've used) Overall, I am very pleased with the service.
Mike
Radford,Virginia,
U.S.A.
Please read before you shill.
#11Consumer Comment
Thu, July 31, 2003
Darlene was promised an unsecured Mastercard if she paid $35.00. She paid $35.00 but did not receive an unsecured credit card. That's a rip-off.
Having to pay upfront to be considered for a credit card or loan is a dead giveaway that it's a rip-off company. It's also illegal in many cases, including this one because approval was represented as certain or very likely.
Mike
Radford,Virginia,
U.S.A.
Please read before you shill.
#11Consumer Comment
Thu, July 31, 2003
Darlene was promised an unsecured Mastercard if she paid $35.00. She paid $35.00 but did not receive an unsecured credit card. That's a rip-off.
Having to pay upfront to be considered for a credit card or loan is a dead giveaway that it's a rip-off company. It's also illegal in many cases, including this one because approval was represented as certain or very likely.
Mike
Radford,Virginia,
U.S.A.
Please read before you shill.
#11Consumer Comment
Thu, July 31, 2003
Darlene was promised an unsecured Mastercard if she paid $35.00. She paid $35.00 but did not receive an unsecured credit card. That's a rip-off.
Having to pay upfront to be considered for a credit card or loan is a dead giveaway that it's a rip-off company. It's also illegal in many cases, including this one because approval was represented as certain or very likely.
Ellis
Greenville,North Carolina,
U.S.A.
A different opinion of First Savings Credit Card
#11Consumer Comment
Wed, July 30, 2003
I have been a customer of First Savings Credit Card for over 2 years and I have found them to be a very good and reputable company. Since receiving my credit card, I have received four limit increases. I have had no problems whatsoever with them and when I call their toll-free number for information, they have been very helpful. As a matter of fact, I call them recently and the associate who helped me took the time to go over my expenditures with me, transaction by transaction, to make sure I was satified with the charges on my card. First Savings Credit Card is an excellent company and I plan to have a long relationship with them!
Ellis
Greenville,North Carolina,
U.S.A.
A different opinion of First Savings Credit Card
#11Consumer Comment
Wed, July 30, 2003
I have been a customer of First Savings Credit Card for over 2 years and I have found them to be a very good and reputable company. Since receiving my credit card, I have received four limit increases. I have had no problems whatsoever with them and when I call their toll-free number for information, they have been very helpful. As a matter of fact, I call them recently and the associate who helped me took the time to go over my expenditures with me, transaction by transaction, to make sure I was satified with the charges on my card. First Savings Credit Card is an excellent company and I plan to have a long relationship with them!