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  • Report:  #210274

Complaint Review: First Union Financial Group

First Union Financial Group total ripoff SCAM! New York New York

  • Reported By:
    robbinsdale Minnesota
  • Submitted:
    Sun, September 10, 2006
  • Updated:
    Sun, September 10, 2006
  • First Union Financial Group
    77 9th Ave Suite 1107
    New York, New York
    U.S.A.
  • Phone:
    866-8798403
  • Category:

I applied for a small business loan on-line. Two days later I was called by Peter Sills telling me that I was approved for the $10,000.00 loan I had applied for. Immediately I asked "what is the catch". He said "what do you mean? is it because you have not been approved by a bank?" I said yes. He said "well we can help!" I was excited that after 1 1/2 years I can FINALLY really get my pet store rolling and not have so many open accounts with distributers!

So, he told me that he would be faxing me the contract to sign, and he did. I signed it and faxed it back along with a copy of my drivers license, social security card and BANK ACCOUNT INFO! The original contract said that my loan would be directly deposited into my account in 2-8 hours. COOL! As you all know, that didn't happen.

So, I call the company and asked for Peter. Peter is not available but Greg davis is, ok. Greg tells me that I need to send the 1st 4 mos. payments in because I am high risk because my business has been established less than 5 years. OK, fair enough. However he can not take it out of my bank account, he needs me to western union it to Ophelia Jones ($1034.16). He said that he would call me back with a confirmation #...never did.

I FINALLY get a hold of someone the next day (after repeatedly hitting redial every 5 minutes for 3 hours)I was then told that I needed to send $1030.15 to turn Canadian $ into currency to be deposited I said no. The lady (Josey) told me that if I did not do this, I will have breached the contract and I would not be refunded the original $.

So, stupid, nieve me western unions again. But this time it was to Jabeka Coley in Canada. (do all these names sound made up to you?) also, please note on your western union receipts that you have to have a "question" and "answer" this is so they do not have to have ID to pick up the $$!! (I later found this out)

OK so after the promised 2-8 hours and still no funds in my account, I call again (after being hung up on more than once) talking to someone in accounts. She told me that I was annoying because I called so many times a day, told me that I would receive a refund in 30 business days (right) and hung up on me.

When I called right back the same lady personally threatened me by saying she knew where I live and where I work and that she does have friends in MN that would "take care of me" since then I have had my window at my store busted out TWICE!

Because of this place I am #1 in jeopardy of losing my store (because I used part of my rent to pay these people, thinking I would get it right back) #2 in jeopardy of losing my home and most important #3 in fear of my life and the lives of the animals that reside at the store that is now being vandalized. Local police can do nothing until someone is caught in the act!

Cyndi
robbinsdale, Minnesota
U.S.A.

4 Updates & Rebuttals


Dennis

Gloversville,
New York,
U.S.A.

Scam Artist playing on the innocent!

#5Consumer Suggestion

Sun, September 10, 2006

It is so sad that people like you are scammed by these dirt bags who seem to continue on unaccountable for their actions. Our police departments are so busy with priority parking tickets and speed traps they don't have the time nor man power to catch the real criminals!!!!!

However, I know you're cringing at that but it must be said! I can honestly state that I personaly have read numerous article regarding doing business with anyone who ask for money up front! This should be a "RED FLAG" to anyone anywhere!!! Honest businesses DO NOT ask for money up front as a general rule!

At this point I sincerely doubt you'll see any kind of "refund" as these have to be unscrupulous individuals. It's probably going to be a lesson well learned regarding these kind of scams.

A word to the wise: Deal with institutions that have a reputable name (better business bureau check), or local folks you can have your attorney deal with should it be necessary! Also, I DO NOT do any banking business online do to the fact their are thousands of "clone websites" these scandrals have initiated just waiting for a sucker to bite! The internet is loaded with dirt bags because it goes unregulated!!!!

BEWARE*BEWARE*BEWARE*BEWARE*BEWARE*BEWARE*BEWARE


Dennis

Gloversville,
New York,
U.S.A.

Scam Artist playing on the innocent!

#5Consumer Suggestion

Sun, September 10, 2006

It is so sad that people like you are scammed by these dirt bags who seem to continue on unaccountable for their actions. Our police departments are so busy with priority parking tickets and speed traps they don't have the time nor man power to catch the real criminals!!!!!

However, I know you're cringing at that but it must be said! I can honestly state that I personaly have read numerous article regarding doing business with anyone who ask for money up front! This should be a "RED FLAG" to anyone anywhere!!! Honest businesses DO NOT ask for money up front as a general rule!

At this point I sincerely doubt you'll see any kind of "refund" as these have to be unscrupulous individuals. It's probably going to be a lesson well learned regarding these kind of scams.

A word to the wise: Deal with institutions that have a reputable name (better business bureau check), or local folks you can have your attorney deal with should it be necessary! Also, I DO NOT do any banking business online do to the fact their are thousands of "clone websites" these scandrals have initiated just waiting for a sucker to bite! The internet is loaded with dirt bags because it goes unregulated!!!!

BEWARE*BEWARE*BEWARE*BEWARE*BEWARE*BEWARE*BEWARE


Dennis

Gloversville,
New York,
U.S.A.

Scam Artist playing on the innocent!

#5Consumer Suggestion

Sun, September 10, 2006

It is so sad that people like you are scammed by these dirt bags who seem to continue on unaccountable for their actions. Our police departments are so busy with priority parking tickets and speed traps they don't have the time nor man power to catch the real criminals!!!!!

However, I know you're cringing at that but it must be said! I can honestly state that I personaly have read numerous article regarding doing business with anyone who ask for money up front! This should be a "RED FLAG" to anyone anywhere!!! Honest businesses DO NOT ask for money up front as a general rule!

At this point I sincerely doubt you'll see any kind of "refund" as these have to be unscrupulous individuals. It's probably going to be a lesson well learned regarding these kind of scams.

A word to the wise: Deal with institutions that have a reputable name (better business bureau check), or local folks you can have your attorney deal with should it be necessary! Also, I DO NOT do any banking business online do to the fact their are thousands of "clone websites" these scandrals have initiated just waiting for a sucker to bite! The internet is loaded with dirt bags because it goes unregulated!!!!

BEWARE*BEWARE*BEWARE*BEWARE*BEWARE*BEWARE*BEWARE


Cyndi

robbinsdale,
Minnesota,
U.S.A.

e-mail sent to first union financial group

#5Author of original report

Sun, September 10, 2006

You may want to check out ripoffreport.com to name one of many sites where you are located as being a total SCAM! do you even realize how many peoples lives you are messing with? how do you people sleep at night.... better yet, how do you raise your children around such dishonesty and cruel behavior. What would your mother's think?

How would you feel if you or someone you loved was treated like you have treated many many people. For what it's worth, you have ruined many peoples lives by ripping them off and draining their bank accounts... including mine. Thank you for encouraging me to use my store's rent money toward your SCAM! It's people like you ALL that make this world such a great place to live in! I truly hope you can read sarcasm and I also can't wait to see you ALL in prison when the FBI and related sources get ahold of you!

In closing I would like to say that all of us that have been scammed by you will eventually recover our losses and hopefully we have all learned a valuable lesson! Hopefully you ALL will soon learn yours.

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