Complaint Review: First United Group Inc

I received an e-mail saying that First United could find me the credit card I deserved. Wanting a credit card I decided to check it out. I entered my info and received the following response..

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Date: Tue, 19 Oct 2004 18:50:00 -0500
From: "Credit Department" Add to Address Book
To: raygen31@yahoo.com
Subject: Your First United Preliminary Search Results

First United Group, Inc
13012 E. 183rd Pl South
Suite 100
Bixby, OK 74008

Status ->>> APPROVED Dear
Thank you for taking the time to fill out our online Application. Your Order Number is
You are GUARANTEED for APPROVAL and ACCEPTED for status as a Credit USA approved VISA and Mastercard credit card holder.

YOU WILL RECEIVE YOUR CREDIT CARDS - GUARANTEED!
PLAN AHEAD...GET YOUR CARDS NOW IN TIME FOR CHRISTMAS SHOPPING! Based on the results of your online application, We were able to find 4 BANKS AND/OR FINANCIAL INSTITUTIONS that will issue you mail you a First United approved UNSECURED, VISA and MASTERCARD credit cards right now.
UNSECURED means you DON'T have to put up any security deposit to establish a line of credit.
Credit Limits offered on these UNSECURED credit cards are up to $7,500.
Your current credit, income and employment status were used to conduct this search and you have been APPROVED!
1 BANK which will issue you an UNSECURED Visa credit card with a credit limit of $1,300 to $1,650
2 BANKS which will issue you an UNSECURED Visa credit card with a credit limit of $1,650 & an UNSECURED Mastercard with a credit limit of $2000.
1 BANK which will issue you an UNSECURED Visa credit card with a credit limit of $7,500.
PLUS - 3 Online Sources for a Personal "Payday" Loan - $500 in 24 hours - By Phone or Online
We're affliated with some of the leading CREDIT CARD issuing banks in America When you receive your credit cards, please email us and let us know for our records
... We LOVE to help people and rely on their feed back to assist us in improving our service.
Send your Research and Processing fee in today so you can start a new future tomorrow. OUR RESEARCH FEE, ONLY $49.95, IS THE ONLY FEE YOU PAY TO RECEIVE YOUR APPROVED CREDIT CARDS. OUR MONEY-BACK GUARANTEE You are GUARANTEED to receive an UNSECURED VISA and/or MASTERCARD credit card OR we'll happily refund your ENTIRE research and processing fee! YOU HAVE NOTHING TO LOSE! In addition to the bank credit card results, if we receive your payment within 48 hours of receiving these preliminary results, we will include an additional list of companies that will issue you instant personal loans, debtconsolidations, home mortgage loans, auto loans and even credit repairs services.

PLUS A COPY OF YOUR OWN PERSONAL CREDIT REPORT"This is the best darn deal I've ever come accross. The Visa I
received through First United Group for my $49.95 has changed my life!"

George Cross,
Portland,Maine

See how pleased other former customers are with our service!

http://www.owenart.com/satisfied.html
We are affiliated with some of the leading Credit Card banks in America. You have already been approved...upon receipt of the $49.95 research fee, you will receive your Credit Card Report listing the banks which will be issuing and mailing you your cards. You will then receive your cards in about 7 to 10 working days.
HERE'S HOW TO PAY TO RECEIVE YOUR APPROVED CREDIT CARDS
We offer the option of paying with a credit card. That's right, you can use an existing credit card by just choosing that option when you go to the page:
http://www.firstunitedfg.com/payment.htm
Your Order will be processed within ONE HOUR of
"redeeming" your credit card order OR We also HIGHLY RECOMMEND A POSTAL MONEY ORDER [ONLY .85 cents] and sending it Priority Mail for fastest processing. Send $49.95 to the address below.

First United Group, Inc
Credit Processing Division
13012 E. 183rd Pl South
Suite 100
Bixby, OK 74008
CUSTOMER SERVICE; credit@firstunitedfg.com
PAYMENT INSTRUCTIONS - (INVOICE) $49.95
CONVENIENT WAYS TO PAY!
Credit Card: Your order processed immediately.

Sorry NO Personal Checks
Money Order: Processed within One Hour of receipt!
Postal Money Order: Processed Immediately! (USPS accepts all major credit cards)OR Simply mail your one-time research and processing fee of $49.95 by money order to:
First United Group, Inc
Credit Processing Division
13012 E. 183rd Pl South
Suite 100
Bixby, OK 74008

CUSTOMER SERVICE; credit@firstunitedfg.com
NOTE: If you send payment by UPS, Fedex, Airborne, etc, use the following physical address to ensure fastest delivery:

First United Group, Inc
Express Processing
13012 E. 183rd Pl South
Suite 100
Bixby, OK 74008
CUSTOMER SERVICE; credit@firstunitedfg.com
PLEASE NOTE: For faster processing of your order, please include with your payment your full name, address, and Email address.

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4.5 cents p/minute Long Distance, NO MONTHLY FEES, NO 10-10 number to dial. It's the best deal going! http://ld.net/?1157

While I had this e-mail open my ex-roomate came over to get the rest of his stuff. I had to use the bathroom and never suspecting him of this I left my wallet on the table. While I was in the batroom he clicked on the link, paid, and printed out the list of banks.
This list of banks are first premier and the such... none will give credit limits such as the ones stated above. Especially to someone with my credit. I have sent numerous e-mails to this "company" telling them that it was a fraudulent use of my card but no response.
If you get this e-mail DO NOT PAY!!

Ray
keizer, Oregon
U.S.A.