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  • Report:  #1331393

Complaint Review: Founder's federal credit union Visa Card

Founder's federal credit union Visa Card FCU Visa, Founders Visa I got a credit card 11 years ago signed up for credit protection plan right then, well last year I became unemployed so I called to use my plan that they tacked charges each month for on my card as well as intrest for years and I was told that plan only covered if I became disabled or died, it would pay off card then, well I became disabled and called then to use my plan i was still being charged for and I was told that my plan only covers if I can prove unemployment or die shortly after Founder's Visa cancelled my protection plan after I ask several times to use it with no success and now credit card/ Founders wants to act like I never had such plan and has locked up my accounts to make me agree to a payment, THE CARD PROTECTION INSURANCE is a FRAUD, you get to make payments with intrest added and late fees every month for nothing. I am contacting legal help as i have paid this card off several times before all of this with card protection fees and interest and when i need to use it I get NOTHING, Lancaster/ Rock Hill/ Indian Land/ Clemson South Carolina

  • Reported By:
    judy — Rock Hill South Carolina USA
  • Submitted:
    Mon, October 03, 2016
  • Updated:
    Mon, October 03, 2016
  • Founder's federal credit union Visa Card
    607 North Main Street
    Lancaster, South Carolina
    USA
  • Phone:
    18006451814
  • Category:

i got a Founder's Visa credit card 11years ago and signed up then for payment protection plan/insurance, I have paid off this card several times with fees and intrest for protection plan/insurance. I was sold 1 plan that covers life, unemployment and disability. I recentyl became unemployed and got unemployment check from NC when I called credit card company to use My protection plan I was told I had to be disabled or die before I could use plan, Well I am on Social Security Disabilty now  and ask again to use My protection plan and I was told that it only covered if I had proof unemployment or died, shortly afterwords I got letter in mail saying the Credit card company decided to cancel my protection plan and now the Credit card company acts like I never ask or had such plan, I refuse to pay anymore money until all charges including intrest and late fees are removed from My bill for entire 11 years they collected my money for phoney insurance/ protection plan.

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