Complaint Review: freedom life insurance

Signed up in 2008 with an agent that came to my home. Specifically asked if this ins was ACA approved. He clearly stated it was.

I signed up and for years I paid the high fee. In 2015 i had an accident and cut my wrist with a grinder. Went to the plan approved hospital. Honor Health emergency room. The artery was cut and required emergency sergury. I was rushed in and operated on. 2 weeks later the bills start coming in. the emergency room was only discounted and I was responsible for the balance. They didn't pay anything only negotiated discounts. My hospital bill was approx $6,000, My surgens bill was $10,000. Now remember I'm in a Freedom life Ins approved facility. The insurance will not honor the surgens bill for $10,000. They lalim he is not in there network. So I'm on the hook for the $10,000. bill at there approved facility. Really. A year later my gilrfriend also on the Freedom Life Ins program goes to the same approved Honor health care facility for after a referral from an in network physician. She is placed in intensive car for internal bleeding. % Days in intensive care. Freedom Life negotiated a lower rate for some of the bill. However they determined that intensive care was not required and would not pay or negotiate any of that part of the bill.

Stay away from this company,