Complaint Review: FS-HOODIA BURN FAT

There is a Joseph Gieoli, who owns a business called NovaPointe LLC located at 2060 E. Francis St. Ontario, CA 91761.

This man is stealing from customers via the Internet. In my case the the first time I will call it stupidity on m part although I still consider it Fraud.

Through a company called Leanlifepm of the same address he advertised a diet product called Fatburn2. They offer a 14 day trial for cost of shipping only. $1.99 In the lenghty offer terms o a different web page in fine tiney winey print you are agreeing to a monthly order commitment. Unethical as all get out.

I immediately canceled future orders, I and realized that I had been scammed out of $1.90 plus $69.95 They did cancel my order as evidenced by the fact that the withdrawals from my credit card ceased. I did end back the order, but never received a refund. I decided to take my lumps and chalk it up as a cruel learning lesson.

Tonight as I reviewed my credit card, to my absolute astonishment, they raided my VISA account with an unauthorized $69.95 charge. The description on the charge is FS-HOODIA BURNFAT. I tried to email them and the web site has been canceled. I tried to call them and the phone just rings and rings.

In my research on line, I found out that several, which will probably be hundreds of people have had this same with-drawl transaction, and all of us on the same day. (08/25/06)

I know that some, such as he Police Department of Ontario, who I just hung up the phone with, think this i a civil matter. I believe that the first scam could be argue-able be civil, but not the blatant 2ND unauthorized pull on my account 6 months later.

Just go search and type in FS-HOODIA BURN FAT , check it out , you will be sent to a site called rip-off report.com and find that already 15 complaints have been made. I am sure that this is he tip of the iceberg.

Please have the local police, the district attorney's office, the Attorney General invstigate this matter. Even though this is the internet this must be treated the same as an other form of stealing.

We/I are at our mercy, as they are too far away for me to chase. Yes I would like my money back, but the bigger picture is that thieves belong behind bars in prison. They are stealing from hundreds, maybe thousands.

If they stole my checks and forged them, the police or DA would call it criminal. The internet does not change that stealing is staling. If I looked at child porn on the intenet in my own home, the police & DA would call it criminal, come arrest me and take my computer as evidence. Plase don't let the Ontario Police brush me off, just because it's the internet. Actually because it's the internet we need your help all the more. We should not be held helpless anymore.

Remember, I am not talking about a dispute about the product. I did not reorder I did not receive the unordered goods. They simply because of an old transaction, used the information to steal from me and many others. This is a form of Identity theft. Go Get Them.

Lawrence
La Crosse, Wisconsin
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.