To whom this may concern, I could use your help to get a modification on my home so I don't get into foreclosure. Let me tell you my situation please. I have been trying to get a Government modification for over a year now. I signed up with Save my home USA and paid $1,800 to them to get me a modification and then they were a scam and went under. Since then I was sent a agreement from my mortgage company (GMAC) for a three payment trial modification agreement and did pay all the three payments and they were all on time and then heard nothing from my mortgage co. I continued to pay the same amount each month and then I then got in touch with Jane here at Catholic Charities in Elmira, NY who has been trying to help me. Then GMAC sent me a second modification three payment trial agreement which was a higher amount and I paid that on time and right after I paid the last payment they said I was denied and said a denial letter was sent to me but to this day have not gotten one. I have contacted "HOPE" to try to help me but not sure what they can do. I feel I was fraud ed by my mortgage co. They tell me my investor who is "Presidential funding", is at its "modification limit" but yet the Obama modification is still going on. GMAC has received three Government bailouts for mortgages so far. Now they say I owe fees and escrow amounts of over $9,000 that they say I either have to pay or move. Now I am in a real hardship situation because of them putting me off for over a year now. I started the modification in March 09. I could really use your help so that I can keep my home of 23 years. I have never got this far behind ever. I was lead to believe they were going to do the modification for me and now they even sent me a third and fourth modification package to send in to them. I have not received my denial letter as of today's date June 27, 2010. You can contact me at (((REDACTED))) I would be more than happy to join in on a lawsuit against GMAC.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
6 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
USA
"ORGANIZED CRIME SYNDICATE POEM"....
#7Consumer Comment
Tue, January 18, 2011
is available at this website!
*Just type in 683114 and it appears as 'Consumer Comment #2' at Ripoff Report #683114.
************************** MORTGAGE ALERT **************************
*Make sure to type in 481508 and read St. Clair's Ripoff Report for valuable information if you have a mortgage. Then type in all of the following at this site for more information-
BANK OF AMERICA
CITIGROUP
CHASE
WELLS FARGO
US BANK
OBAMA
BUSH
TOYOTA
COUNTRYWIDE
INDYMAC
Karl
Highlands Ranch,Colorado,
USA
"ONE BIG LIE POEM"....
#7Consumer Comment
Sat, January 01, 2011
is available at this site!
*Just type in 608350 and it appears as 'Consumer Comment #21' at Ripoff Report #608350.
HAPPY NEW YEAR!
****************************** POEM ALERT ******************************
*The first of many poems for 2011 will be submitted at Ripoff Report #411913 in the consumer comments section. Just type in 411913 to see if it has been posted.
Thank You
Karl
Highlands Ranch,Colorado,
USA
DANA, DON'T FORGET TO....
#7Consumer Comment
Thu, December 30, 2010
'Google' this- WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO, and watch that video on the web, okay?
Then 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts. That's the same chart that appeared in the above video.
Good luck to you!
HAPPY NEW YEAR
******************************* HUB ALERT ******************************
"HUB POEM" is available at this website. Just type in 670790 and it appears as 'Consumer Comment #10' at Ripoff Report #670790. "HUB SONG" is also available at this site. Just type in 411913 and it appears as 'Consumer Comment #55' at Ripoff Report #411913.
Thank You
Karl
Highlands Ranch,Colorado,
USA
Dana, The U.S. Government, the Banking System, the Mainstream Media, the Military.........
#7Consumer Comment
Thu, December 16, 2010
Wall Street, most of the Legal System, most of the Ad Agencies, and a host of others are all ultimately being controlled by the Federal Reserve and a few others, like the Bilderberg Group, in my opinion.
Dana
Duluth,Minnesota,
USA
no denail letter for me either
#7General Comment
Tue, December 14, 2010
You are so right, no money, no help. I cannot afford a lawyer either and never received my denail letter, they said over the phone, your payments are to low and we cannot do anything. CROOKS and so is Aurora Loan services. Make them supply the original loan documents,without those, who can legally say what is correct, especially when those a%$^&s are cheating people. I am outraged that they have been bailed out on our tax payers money and are ruining peoples lives. I am open to a lawsuit, I wish I could stop the reoccurring dream that I am picketing at the White House!! Check out the Truth in Lending Act/RegulationZ GMAC Mortgage froze by equity line of credit after I reaffirmed my agreement (I filed bankruptcy) they stated this act allows them to do this...I have to pay $10,500 without every accessing funds!!! An outrage!!! and all legal, thank you federal reserve for that one.
Karl
Highlands Ranch,Colorado,
USA
*GMAC MORTGAGE VIDEO ALERT!!! Make sure to 'Google' this- TURKO POEM, and go to that Wells Fargo Ripoff Report and watch the 3 Part Series about the people who lost their home to GMAC....
#7Consumer Comment
Tue, June 29, 2010
Mortgage.