Complaint Review: GE Capital Cons Cardco

I thought I was the only one getting ripped off by GE Capital Cons Cardco, until I read the reports reported on Rip-Off Report recently. I now realize that I am not going crazy.

My PC Richards payments were mailed to GE Capital days prior to the due date, yet the company always charged me a late fee saying that the payment was not received on time. If the payment was due on the 22nd it was posted on the 23rd (one day later). So I tried mailing the payment 2 or 3 days earlier then I last sent it, and it was still posted one day later.

I called the company to inform them that I receive my paycheck two times a month. My payment could not be sent out before the 15th (payday)to arrive on the 22nd. I kindly requested that my payment due date be moved to the 26th of the month. So that the payment could be recieved on time. I was told very clearly "NO".

Only 4 days? If there was a Change Of Date fee I told them I would pay it, still the answer was "NO".

I spoke to a higher authority (the Stupidvisor) and was told "NO".

I now realize that even if the date had been change I would probaly still incure the late fees, and made to feel like it was my fault.

The situation is hopeless, after my balance is paid off I will not be shopping at PC Richards, or using GE Capital ever again.

Sherri
Queens, New York
U.S.A.