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GE Money Bank And Wal Mart Dispute with Wal Mart, GE Money Bank their bill collector. GE Money Bank now destroying all of my good credit by canceling credit cards never used claiming deliquencies, high unpaid balances, etc. El Paso, Texas
I didn't even know who GE Money Bank was until they sent me a nasty letter stating they were closing my CareCredit card. I never used a credit card like that, so when I called, they were EXTREMELY rude to me and would not work with me to close this account and not state closed by Credit Grantor. The way it is worded, will give me a poor report with the Credit Bureaus and that's what they want.
They wouldn't even tell me what all this is about or who they were. It wasn't until later, that I found out through the internet that they are used by Wal Mart and they are the ones I have a dispute with. Just because I am disputing a bill with Wal Mart, doesn't give them the right to close anything else with a nasty comment so as to deliberately destroy my credit rating and get back at me.
These people are full of attitude and they know that as it stands now, they (the bill collectors) have the upper hand so we either meet their demands and pay up to keep our credit good, or go down the toilet and have our credit ruined.
Anonymous
clinton township, Michigan
U.S.A.
1 Updates & Rebuttals
Laurie
Haslet,Texas,
U.S.A.
GE MONEY BANK VIOLATES THE FAIR CREDIT BILLING ACT LAWS
#2Consumer Comment
Fri, October 03, 2008
FTC fair credit billing act
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm
File a formal complaint with the Federal Trade Commission so they can go after them
Also file complaints with the OFFICE OF THRIFT SUPERVISION.