Complaint Review: GE Money Bank Creditor

I received a letter from GE Money Bank, Creditor dated 5/11/10 stating that my request for a credit program with PAYPAL has been judgmentally reviewed and denied for the following reason:  Unable to verify identity with information provided when you applied.

I DID NOT APPLY FOR A CREDIT PROGRAM WITH PAYPAL

Someone has stolen my identity and applied for credit using my personal information. I have had Identity Theft several times in the past few years.  Consequently, I have a 7 year alert on my credit files with all three credit bureaus.  No credit is to be issued in my name unless i have been called and given my permission.

I use my answer machine to screen my calls.  I don't answer the phone unless the caller leaves a name and I recognize it.  I get many calls I don't pick up because the caller did not identify themselves.  It could be some of these were attempts to verify that I applied for credit.