Complaint Review: Gibson Trust

GIBSON TRUST, INC -

Florida Non Profit Corporation

------------------------------

PRINCIPAL ADDRESS

4081 N FEDERAL HWY

SUITE 120

POMPANO BEACH FL 33064

Changed 02/20/2000

------------------------------

MAILING ADDRESS

4081 N. FEDERAL HWY.

SUITE 110A

POMPANO BEACH FL 33064

Changed 04/27/2001



Document Number - N98000006565

FEI Number - 650876498

Date Filed - 11/18/1998

State - FL

Status - ACTIVE

Effective Date - NONE

Last Event - AMENDMENT

Event Date Filed - 10/04/1999

Event Effective Date - NONE

----------------------------

Registered Agent

Name & Address

SETTERLUND, TIMOTHY

4081 N FEDERAL HWY

SUITE 120

POMPANO BEACH FL 33064

Name Changed: 04/27/2001

Address Changed: 02/20/2000

----------------------------

Officer/Director Detail Name & Address Title

O'TOOLE, PATRICK J

4081 N FEDERAL HWY STE 120

POMPANO BEACH FL 33064 D





O'TOOLE, DONNA CANTY



4081 N FEDERAL HWY STE 120

POMPANO BEACH FL 33064 D



ALLEN, MARTHA

332 WOOD HOLLOW COURT

POMPANO BEACH FL 33067 D

I am a victim of Gibson Trust and have already posted my complaint on this web site. I have yet to recieve any restitution for what Gibson Trust put us through.



I report on this web site the facts about the experiences we had and still are having with Gibson Trust.



I am very grateful to this web site for posting our complaint.



I will never stop telling people what Gibson Trust did to us. Gibson Trust did not deliver any of the services that they said they would. The information that they posted on their web site at the time that we signed up with them was very misleading.



The counselor that signed us up for Gibson Trust also mislead us. Gibson Trust caused additional debt to our accounts of over $2,500 because they did not pay our creditors on time.



In my opinion Gibson Trust preys on desperate hurting people. They wave the not for profit banner, when in fact I am willing to bet that they are making a huge profit off the backs of all us poor suckers.



I have been fighting with Gibson Trust to pay us restitution for what they put us through. It has been 1 1/2 years now since they scammed us.



I beleive we were scammed and no one can make me think otherwise. I know what they did to us and what they said and what information they with held from us when we signed up for their service.



Mr. Laieta was an employee of Gibson Trust and in my opinion, an employee represents the company they work for.



You can never make me believe that you did not know what Gibson Trust was doing to people.



Mr. Laieta, Why don't you do the right thing and expose the truth about Gibson Trust. If you are such a good guy as you claim, why not do the right thing and contact the Florida Attorney General's office and tell them everything you know.



In recent e-mails that I have sent to Gibson Trust, I have asked them to provide me with the name of their registered agent and to also provide me with the information on the people that they post on their web site as testimonials.



I would like to know the full name, city and state where these people live.



I do not believe that these testimonials are true and I believe that Gibson Trust is using these testimonials as a way to mislead and attract new victims to their service. Gibson Trust has never responded to my requests for this information.



If these are true testimonials, Gibson Trust should have permission from the person that wrote the letter to post it on their web site.



Gibson Trust is the one that can be looking forward to a lawsuit. I know they count on the fact that we poor suckers don't have the means to be able to fight them in court and will eventually give up.



They are right about the fact that we have not had the money to able to fight them in court or a way to go to Florida to fight them.



They are wrong if they think that we will give up.



I am now in the process of coming up with a way to be able to fight them in court and I will see them face to face. '



They gave us false hope and destoyed our credit.



They misled us, lied to us, and in my opinion they ripped us off.



The employees that work for Gibson Trust know exactly what is going on and know what they are being told to do.



Mr. Laieta says the rip off report should do the right thing and remove his name off this web site.



I say Gibson Trust should do the right thing and pay back all the people they ripped off plus punitive damages for all the emotional distress their victims are forced to endure when using their services.



They did not answer their telephones or respond to our e-mails and concerns about what was going on with our accounts.



We want $2,500 in restitution from Gibson Trust because they took and kept $1,150.00 of our money when we had no choice but to finally quit with them because they did not provide the service that they said they would. They caused additional debt of over $2,500 to our accounts because they paid our creditors late when they finally did start to pay them. We had attorney fees of over $1,000 that we had to pay for the bankrupcty that we were forced to file after Gibson had handeled our accounts.



The emotional stress was unbearable and no one should ever have to go through what we went through when dealing with Gibson Trust.



I resent Mr. Laieta calling the rip off report a cesspool.



It is us victims who are telling our stories on this site. You talk about the rip off report hiding behind a fake address. Gibson Trust is a rented room in an office building that does not even post their name on the front of their door to suite 110A!



It also has their mail drop at mail boxes ect...



It is also my opinion that the poor victim who wrote the complaint that mentioned your name was pressured into posting the update stating you are a good guy. Did you threaten to sue her, too?



Well, Mr. Laieta, I long for the day that I can have my say in court and show the judge the large stack of evidence that I have about Gibson Trust. The stack of e-mails that went unanswered takes up a entire folder over 3 inches thick.



How dare you say that anyone who believes the unmitigated crap you read here has an affection for feces! Everything I have said about Gibson Trust, I can prove!



Also, the people who write here tell their story because Gibson Trust did all the things that they write about.



Your choice of words in your rebuttal tells me what kind of man you really are. These are the kind of people Gibson trust has and had working for them.



In my opinion, to state your own words,



Gibson Trust is the cesspool and anyone who works for them and does their dirty work is the feces that should be flushed right down the toilet with Gibson Trust when they go down!



By the way, I would like to post the name of the counselor who signed us up with Gibson Trust.



Her name is Lisa Colbert and I would like to thank her for helping Gibson Trust ruin our life and giving us false hope.



I wonder how she sleeps at night knowing what was done to us.



Also, I have no problem signing my name. Everything I say is true.



Ronda Peterson

The following is a Rip-off Report that was filed against the Rip-off Report on June 13, 2002. This report that was filed is a REBUTTAL and should have been posted as a response to Rip-off Report #17587 on Gibson Trust filed on March 25, 2002.



by GUY LAIETA of Gibson Trust

Rip Off Report failed to publish the 4/15/02 update that cleared my good name until 6/6/2002, when I threatened a lawsuit in an email from which I now quote:



Since 3/25/2002, you have published my name on your website without my permission. I am neither a public figure nor the insidious creature that the wrongful association with your website might otherwise suggest.



Since that date you have depicted me on your website under the category: "Con Artists." You have intentionally vilified me without legitimate purpose for an innocent mistake that was promptly corrected by me, and has long since been corrected by my former employer.



By the complaining party's own admission on your website, Gibson Trust made a full refund to the complaining party within 19 days. I corrected my involvement in this perceived wrong by truthfully notifying the complaining party within 24 hours of my mistake.



To be vilified for such honesty is actionable under the most restrictive of defamation laws, and if my name will not immediately be removed from your website, I will also bring charges of criminal harassment.



My understanding is that the complaining party has instructed you that I was honest and forthright in this matter, and for your website to continue to suggest otherwise is indefensible. You should do the right thing now and remove my name to end this ongoing wrong, as my damages continue to grow everyday. In the alternative, you may look forward to the most vigorous of civil (including claims for punitive damages) and criminal prosecutions that I assure you will promptly follow this email, if my name is not immediately removed from your website.



As it is, the victim has stated that I am free of blame for whatever perceived wrong was done to him. His receipt of a full refund in less than three weeks, due entirely to the fact that I voluntarily brought the problem to his attention, was certainly no rip off. I am the only one whose reputation has been ripped off by this piece of trash website that routinely defames and harasses innocent individuals solely to generate revenues from banner ads.



The Rip Off Report hides behind a fake address in the West Indies to shield it from judicial process in the United States. My good name has been slandered as a Con Artist, when I was the one who brought this man's problem to light in the first place.



In response to my email complaining of my unfair treatment, the editor of this cesspool of information was afraid to sign his name and instead only replied anonymously. Mysteriously, however, the long withheld 4/15/2002 update, at last, has now appeared as of 6/6/2002. It is almost two months late and buried at the end of the report where no one will ever see it.



This is my own report on this toilet of a website, and I complain of the Rip Off Report itself because they have so clearly defamed me as a con artist when I am in fact an honest, hard-working individual who takes his reputation very seriously.



Is there anyone reading this who is foolish enough to believe that these cowards will permit a report on themselves according to the same rules they hold every one else to? This website is the real scam, and if you believe the unmitigated crap you read here then you have an affection for feces, a perverted craving, of a sort without which websites such as this one would soon disappear.



Guy

Boynton Beach, Florida

:::::::::::End of Guy Laieta Report / REBUTTAL:::::::



RIP-OFF REPORT RESPONSE:

The Rip-off Report on Gibson Trust that Mr. Laieta is referring to, see the above Report, or to see many other Rip-off Reports filed against Gibson Trust, go to our Search Page and in the Company Name Box, enter Gibson Trust. There are many, many reports on Gibson Trust.



This Report and the two Updates were written and submitted by the victim and not the Rip-off Report. The author of the Report chose the category of Con Artist, not the Rip-off Report. In the Report dated March 25, 2002, the author clearly states that her counselor Guy Laieta reported an error and that the account would be cancelled and the money returned. It also clearly states that at the time of the Report, it had been over a month that she had been trying to get her money back.

Mr. Laieta begins by saying:

"Rip Off Report failed to publish the 4/15/02 update that cleared my good name until 6/6/2002, when I threatened a lawsuit in an email from which I now quote:"



and Mr. Laieta later states:



"Mysteriously, however, the long withheld 4/15/2002 update, at last, has now appeared as of 6/6/2002. It is almost two months late and buried at the end of the report where no one will ever see it"



Mr. Laieta, Rip-off Reports and Updates are always posted directly on to the site the instant the author clicks onto the submit button at the bottom of the form. The June 14th date on the Update Report (not June 6th as Mr. Laiata states) is the date the link was added for the BBB at the bottom of the UpdateReport. Both of the Updates on the Gibson Trust were posted on the day it says.. the first on April 13, and the second on April 15th. As far as the Update being buried at the bottom of the Report goes, the Update is just that, an Update to the report. It would be impossible to place it before the original report..



In reviewing Guy Laieta's current Report submitted, that should have been a REBUTTAL, beginning with the 3rd paragraph.. he states:



"Since 3/25/2002, you have depicted me on your website under the category: "Con Artists." You have intentionally vilified me without legitimate purpose for an innocent mistake that was promptly corrected by me, and has long since been corrected by my former employer."



Reading on further...



"To be vilified for such honesty is actionable under the most restrictive of defamation laws"



In all fairness, the Report was submitted by a victim, not the Rip-off Report, and the victim never implied any wrong doing by Guy Laieta, only commended him for his helpfulness. It was Gibson Trust she had to fight to receive her money back from. In fact, the Rip-off Report was filed against Gibson Trust, not Guy Laieta, who was simply mentioned as a "good guy who was helpful, and her counselor"



As far as Mr. Laita saying:



"this toilet of a website, and I complain of the Rip Off Report itself because they have so clearly defamed me as a con artist when I am in fact an honest, hard-working individual who takes his reputation very seriously." The report stated you were a good helpful Guy! Hopefully, one day, Mr. Laieta, you will be able to ACCEPT a compliment when given.



Laieta also stated above:



ItalicThe Rip Off Report hides behind a fake address in the West Indies to shield it from judicial process in the United States.



Not true Mr. Laieta, it's beautiful here on Nevis Island. The sun is always shining, the air is clean and the people are friendly. Yes, there are some benefits to us. You mention Judicial process, ..well, anyone wanting to sue us would be noting but harassment and frivolous claims, in an attempt to tie us up in litigation with legal fees, when, we do not create these Rip-off Reports. We, like everyone else is entitled to their opinion and to state what they have experienced. Even though the law is on our side, greedy lawyers will do anything to make a buck, ignoring laws that protect our forum and the recent laws enacted by the United States Congress further protecting us. ..Think of all the consumers we could not help if we were tied up in court with frivolous claims.



Guy Laieta then states:



"Is there anyone reading this who is foolish enough to believe that these cowards will permit a report on themselves according to the same rules they hold every one else to? This website is the real scam, and if you believe the unmitigated crap you read here then you have an affection for feces, a perverted craving, of a sort without which websites such as this one would soon disappear."



Mr. Laieta, the thousands of victims the Rip-off Report have helped would beg to differ with you. The daily thank you e-mails we receive from victims are endless. Savings to consumers are in the Millions. And for your information Mr. Laieta, we have no real income at the present time with many volunteers only being reimbursed for expenses, four paid Consumer Advocates across the country with expenses running about $6,000 a month in total expenses paid by the Rip-off Report/badbusinessbureau.com.



Mr. Laieta, we have posted your Rip-off Report above in it's entirety as a REBUTTAL, as it should have been posted in the first place. We will not remove your name from the web site though. Why? Because, as a matter of policy, Rip-off Reports or any part of their content never gets deleted, unless there is too much foul language and the Rip-off Report makes absolutely no sense at all, besides, this is a perfect example of a prefect Rip-off Report, with a "good ending". The victim filed a Report, the victim received her money back, the complaint was rectified. What a great FREE advertisement for Gibson Trust AND Guy Laieta, who was so quick to find and correct his error and helpful to the victim to cancel the account and begin the refund procedure.



Too bad there are so many other victims not being helped at Gibson Trust. Mr. Laieta, if your such a nice guy, why don't you post information to help all the other victims that filed a Rip-off Report and for the benefit of all those victims that will be reading this Rip-off Report? Why not give the readers the inside scoop?



In our opinion, you're probably not so innocent in all this. We would bet that you insisted or badgered the victim to submit the second update stating, "what a good Guy you are".



reviewboardstaff@ripoffreport.com

yes, on the sunny Island of Nevis

badbusinessbureau.com

www.ripoffreport.com



Don't let them get away with it.

Make sure they make the Rip-off Report!



We are not lawyers.

We are not a collection agency.



We are Consumer Advocates.

...the victims' advocate



WE are Civil and Human Rights Activists



We are a Nationwide Consumer Reporting News Agency

...by consumers, for consumers



badbusinessbureau.com, LLC

WORLD HEADQUARTERS:

H. & F. Henville Building

Prince Charles Street -suite 2

Charlestown, Nevis Island, West Indies

St. Kitts



DONATIONS may be sent to and

USA Victims and Volunteers respond to:

PO Box 1340, Media, Pennsylvania 19063



United States, Florida Message Phone and office FAX: 305-832-2949

United States west coast office FAX: 425-799-9729



Remember.

Don't let them get away with it!

Make sure they make the Rip-off Report.

This is to update my original report, that Guy was very helpfull and not the bad guy.



Jan

After fighting with Gibson Trust day by day and having different people from Gibson Trust which is the same group of people, I received all my money little after a month.



So I guess if you fight them, call them daily, and file a report to the better business bureau,



I hope you people can get your money too



Good luck but please I would suggest to not trust them at all