GMAC Mortagage And Law Office Of David Stern These two companies are in Cahoots to Rip People off with Foreclosures! Plantation Florida
Something has got to be done to help lay people! Especially if we do not have the money to hire an Attorney, to help us understand our legal rights.
I just got home to find a "Re-Notice of Foreclosure Sale" in my mail box from David Stern's Law Firm for GMAC Mortgage! The Order was signed September 18th with a sale date of October 18th! I am on a Repayment Plan and I am sure I sent my payments on time!
After a year long fight in court, with me filling my own motions disputing simple calculation errors like Stern's Office stating I owed $94,000.22 of payments instead of $7,500.00. In their claim they stated I never attempted to make a payment to GMAC, which was false.
GMAC clearly told me they could not accept any payments from me, per instructions of their Attorney David Stern. I was 3 months late in July of 2006 and wanted to make partial payments. I was informed my account had already been turned over to the Law Firm any and all communications would have be with Stern's Office. A week later I was served.
I called Stern's Office leaving what seemed like 100 messages for what ever Attorney, working on the case against me. I must have had 3 or 4 different lawyers at any given time. I sent letters and still no reply from his Office. None of my motions were replied or addressed. They did send me a filed hearing date for Sept 14th 2006 then on Sept 12th I get a motion to Cancel the hearing, with no explaination. I called their Office again, still no one would talk to me, I kept getting directed to voice mail. I called GMAC, same story, "call our Attorney"
Finally on April 9th 2007 I recieve in the mail a "Motion for Summary Judgement" and another motion setting a Hearing date of April 25th 2007. I finally get to Court, and by God's grace the Judge lets me explain my case. She seemed to have pitty on me and said something to the effect that she had no choice but to sign their Order, but she would give me 60 days to sort out reinstating the loan or getting new finance. The Judge also said their legal fees would stay at $1,350.00.
Boy was I an idiot to believe they would listen to her! Legal Fees Jumped to $4,239.50 after they had pointed out their calculation mistakes not mine! This time only a $25,000.00 mistake. By now GMAC's Loss Mitigation Department was willing to talk to me, so I could Reinstate the Loan. By now no bank would touch me with my credit distroyed.. I had no choice, but come up with a large sum of money and set up a repayment plan to keep the Loan. The other option was to deal with Foreclosure buyout scammers with offers too good to be true!
Now, hear we go again today! I just finally get thru to Loss Mitigation after holding for 35minutes! I didn't even bother to call David Stern's Office. I was informed my August payment was not received that is why i got the Notice. Nevertheless they did recieve September's payment! She said it really was "not set for sale" and GMAC would reinstate my Repayment plan. I told her I had a signed notice by a Judge from the court!
She did not seem to understand. She continued to explain that I would need to pay an additional $1,500.00 in Legal Fees! When I complained the representative said the Law Firm had the right to proceed with "Sale" because technically I'm still in Forclosure, and the Judge's Original Order still stands!
I had no idea, I thought by coming up with the large down payment and setting a Repayment Plan, I was out of Foreclosure! It seems the Law Firm can simply file a piece of paper, the Judge signs it without my presence and off to the Auction Block my home goes!! If I knew this I could have cut my losses and moved on! Now I am at their mercy and God forbid I don't check my mail or the notice gets lost! My home will be sold and I would never know it!
She also explained the Law Firm had the right to proceed with "Sale" even if I was one day late! I no longer have any rights while under this Repayment Plan. She did state that GMAC "had no control" on what the Law Firm charges. Ofcourse they don't, not since I have to pay for it if I want to keep my home.
The other thing I don't understand is why does it cost $1,500.00 to file two pieces of paper?
Oh, by the way something happened to her computer, so I have to wait until tomorrow to call her back!
This all seems like one big scam! I feel like I'm being punished and squeezed for every dollar I have, just because I want to keep my home! I have taken resposibility for the late payments, that were back in June 2006. This was due to legitimante finacial set backs that no longer seem to matter. I have been paying for the loss thru my teeth!
This Foreclosure nightmare has become a feeding frenzy for Mortgage Company Attorney's like David Stern! Especially feeding off people like me who really don't understand exactly what legal rights I may have. All I want to do is hang on to my largest investment and equity!
I am sick and tired of being sick and tired! I'ts time to fight back. If there is Lawsuit aginst Stern's Firm, I want to be part of it! Let me know.
C.G
Fort Laudedale, Florida
U.S.A.
Click here to read other Rip Off Reports on GMAC Financing
12 Updates & Rebuttals
Karl
highlands ranch,Colorado,
U.S.A.
NATIONWIDE 'HANKY-PANKY' ALERT!!! Go to the MERRILL LYNCH page of this site and read St. Clair's...
#13Consumer Comment
Tue, October 20, 2009
Ripoff Report for VALUABLE information now!!!
Kurt
Apollo Beach,Florida,
U.S.A.
They are both Thieves
#13Consumer Comment
Tue, October 20, 2009
I feel for you on this and am posting today because I am also going through the same thing with GMAC and their attorney David Stern. We must all remember that these companies and people don't care about consumers, loans we have, houses we live in or families we have. To them it is all about profits and money. It is sad that our world has come to this, what they are doing to our society will in the end, ruin them. Banks never give us loans but what they really do is exchanges and charge us interest. We are the ones that are being hurt because of the way they do business.
All I will say it's time for the people to stand up and go back to a cash society of saving and then paying for things. Do away with credit and the banks will fail and have to change their ways. You the people with force them to do this and our society will become a better place once again.
I for one am walking away from my home because GMAC will not steal from me anymore. I will save that interest I am paying them to buy a home in cash next time. The banks will suffer as they should for what they have done to America.
Shame on the banks, GMAC and David Stern as they are one of the worst here. Remember what comes around in life goes around. I am happy to give my house back to you and for you to lose more money.
Cheers :)
CAB
West Melbourne,Florida,
USA
I feel your pain!
#13General Comment
Mon, October 19, 2009
I am sorry to here you are going through this! You need to hire an Attorney, stop paying your mortgage and with that money go get an Attorney today! There are tons of Attorney's out there only charging what is equal to a mortgage payment. DO IT or you will most likely lose your house!
Yvette Curry
Cedar Crest,New Mexico,
U.S.A.
I am also a victim of David Stern
#13Consumer Comment
Fri, February 20, 2009
You can contact me at(((Redacted))) and I will let you know what i am doing.
Yvette C
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Daniel
Ft Lauderdale,Florida,
U.S.A.
WHO ID DAVID J STERN?
#13Consumer Comment
Fri, August 08, 2008
LETS SEE WHERE TO BEGIN WELL I SEEMS THAT IF HE IS A REAL PERSON NO ONE HAS SEEN HIM HUMMMMMM . ANY HOW THE OFFICE OF STERN IS A FORECLOSURE MILL, DEALING WITH JUST FORECLOSURES THEY HAVE ATTORNEYS AND OTHERS THAT NEVER NEVER CALL YOU BACK UNTIL ITS WAY TO LATE AND YOUR ON THE STREET. THEIR ONLY INTEREST IS GETTING PAID TO DO THE DIRTY WORK THAT THE BANKS AND MORTGAGE COMPANY DONT WANT TO DEAL WITH. THEY ARE THE LOWEST FORM OF LIFE ON THIS PLANET . AS FOR MASON SHE IS ONE OF THEM SHE WILL LIE THROUGH HER TEETH TO WIN A CASE EVEN AFTER SHE SUBMITS EVIDENCE TO THE COURTS THAT SHOWS HER CLIENTS DID WRONG. AS FOR THE BOOK ITS IN THE WORKS.
THIS LETTER IS FOR THIS SITE ONLY AND MAY NOT BE COPIED ,FAXED OR USED IN ANY FORM TO OR FOR ANYTHING OTHER THAN TO READ AND JUST WHO ARE YOU MISS GUARDIAN ARE YOU BEING FORECLOSED ON TELL YOUR STORY
Miss Guardian
Sharks Paradise,Florida,
U.S.A.
Daniel/Yes/You have options
#13Consumer Suggestion
Wed, August 06, 2008
Daniel, Stand up & fight! Hooray for you! Have you gotten any previews about the books to be...? We are very interested in whoever is writing what? We want to read all about it! Everywhere we read, Mr. Stern's Law Office appears! Who is this man? Is he a real person? Does he read those other two sites & this one? How do you know this? We want to know more? Please do tell! Who is Mason? Best wishes to you for a more financially rewarding future for you & your loved ones!
Miss Guardian
Sharks Paradise,Florida,
U.S.A.
Caroline/Yes/You have options
#13Consumer Suggestion
Wed, August 06, 2008
Dear Caroline, Please reopen your case! You still have additional resources that you may be unaware of! We are still trying to gather all of the info about possible legal ramifications against The Law Offices Of David J. Stern from those other two sites that bear erie similiarites to the alledged complaints on this site as well! The complaints on those sites are even more so & scarier than this one! We urge you to Fight for all the justice that may be awarded to you in the very near future! Has anybody heard about any more info about the three different books that are being shopped around about The Law Offices Of Mr. Stern? We would like more info as well! One we discovered is: Under The Bridge, a second we discovered is: Attorney's Signature Bares Naked Truth, The third we discovered is: Collusion And Fee-Splitting Involves Dual Off-Shore Accounting. Why are these books being prepared about The Law Offices Of David J. Stern? We can hardly await any of their arrivals for interesting reading materials. Who is this man? He sure must be popular but not very likable by many it would appaear! Best wishes to all out there by trying to increase this man's poularity with the public to decide for themselves! May the real evidence be exposed to all! Our compassion goes out to any & or all victims of this law office! Caroline, you must fight!!!!!!!!!!!!!
Miss Guardian
Sharks Paradise,Florida,
U.S.A.
Caroline/Yes/You have options
#13Consumer Suggestion
Wed, August 06, 2008
Dear Caroline, Please reopen your case! You still have additional resources that you may be unaware of! We are still trying to gather all of the info about possible legal ramifications against The Law Offices Of David J. Stern from those other two sites that bear erie similiarites to the alledged complaints on this site as well! The complaints on those sites are even more so & scarier than this one! We urge you to Fight for all the justice that may be awarded to you in the very near future! Has anybody heard about any more info about the three different books that are being shopped around about The Law Offices Of Mr. Stern? We would like more info as well! One we discovered is: Under The Bridge, a second we discovered is: Attorney's Signature Bares Naked Truth, The third we discovered is: Collusion And Fee-Splitting Involves Dual Off-Shore Accounting. Why are these books being prepared about The Law Offices Of David J. Stern? We can hardly await any of their arrivals for interesting reading materials. Who is this man? He sure must be popular but not very likable by many it would appaear! Best wishes to all out there by trying to increase this man's poularity with the public to decide for themselves! May the real evidence be exposed to all! Our compassion goes out to any & or all victims of this law office! Caroline, you must fight!!!!!!!!!!!!!
Miss Guardian
Sharks Paradise,Florida,
U.S.A.
Caroline/Yes/You have options
#13Consumer Suggestion
Wed, August 06, 2008
Dear Caroline, Please reopen your case! You still have additional resources that you may be unaware of! We are still trying to gather all of the info about possible legal ramifications against The Law Offices Of David J. Stern from those other two sites that bear erie similiarites to the alledged complaints on this site as well! The complaints on those sites are even more so & scarier than this one! We urge you to Fight for all the justice that may be awarded to you in the very near future! Has anybody heard about any more info about the three different books that are being shopped around about The Law Offices Of Mr. Stern? We would like more info as well! One we discovered is: Under The Bridge, a second we discovered is: Attorney's Signature Bares Naked Truth, The third we discovered is: Collusion And Fee-Splitting Involves Dual Off-Shore Accounting. Why are these books being prepared about The Law Offices Of David J. Stern? We can hardly await any of their arrivals for interesting reading materials. Who is this man? He sure must be popular but not very likable by many it would appaear! Best wishes to all out there by trying to increase this man's poularity with the public to decide for themselves! May the real evidence be exposed to all! Our compassion goes out to any & or all victims of this law office! Caroline, you must fight!!!!!!!!!!!!!
Miss Guardian
Sharks Paradise,Florida,
U.S.A.
Caroline/Yes/You have options
#13Consumer Suggestion
Wed, August 06, 2008
Dear Caroline, Please reopen your case! You still have additional resources that you may be unaware of! We are still trying to gather all of the info about possible legal ramifications against The Law Offices Of David J. Stern from those other two sites that bear erie similiarites to the alledged complaints on this site as well! The complaints on those sites are even more so & scarier than this one! We urge you to Fight for all the justice that may be awarded to you in the very near future! Has anybody heard about any more info about the three different books that are being shopped around about The Law Offices Of Mr. Stern? We would like more info as well! One we discovered is: Under The Bridge, a second we discovered is: Attorney's Signature Bares Naked Truth, The third we discovered is: Collusion And Fee-Splitting Involves Dual Off-Shore Accounting. Why are these books being prepared about The Law Offices Of David J. Stern? We can hardly await any of their arrivals for interesting reading materials. Who is this man? He sure must be popular but not very likable by many it would appaear! Best wishes to all out there by trying to increase this man's poularity with the public to decide for themselves! May the real evidence be exposed to all! Our compassion goes out to any & or all victims of this law office! Caroline, you must fight!!!!!!!!!!!!!
Daniel
Ft Lauderdale,Florida,
U.S.A.
F Y I
#13Consumer Comment
Tue, October 30, 2007
just so you all know d sterns office reads this report i know hi m mason i have had my share of dirty dealing with his office for awhile now she has sent me a statement asking for payments for filing a frilivvvvvvvilious lawsuit ha ha ha well im not done with them yet this dog still has some bite in him and since i now have the evidence that they submitted to the courts its very interesting the lies that they tell
Caroline
Sunrise,Florida,
U.S.A.
GMAC - Still confusion! The left had does not know what the right hand is doing!
#13Author of original report
Tue, October 02, 2007
I've been on the phone all morning trying to get thru to their 'loss Mitigation'! On hold for an hour this time! connected then disconnected.
Finaliy I get thru, and a repsentative tells me they did receive my $2,500.00 payment, but since "The Re-payment" had been cancelled and the Attorney's had proceeded with "Sale", it would be returned back to me!!
I've been told to call back tomorrow, and try and set up a New Plan! Unbelievable!! And Yes more Legal Fees will apply!
I just read something from Joe, about his similar issue. Thanks Joe, I think I will go in your direction.
This is getting beyond crazy!! Being self imployed I can't afford to loose all day with these people on the phone! It's 2pm, I'm going back to work!