Go Risk Free INC - GRF INC Dont deal with Go Risk Free, liars who just wants to steal your hard earned money! Greensboro, North Carolina
I have been researching companies that offer aged corporations for a long time, I came across Go Risk Free about 6 months ago contacted them via their chat, called and talked to one of their reps.
Then things went crazy for us and I had to leave it aside until I had some more time to do a research before acquiring an aged corporation.
In August of 2009 I called and talked to Lalanea Peek from Go Risk Free and asked tons of questions, I was interested in 3 to 5 year old aged corporations with credit that they offered on their website. Initial price was 9999$ for 3 year old corp with established credit, I asked her if the corp has a paydex score with Duns and Bradstreet she confirmed that it has, then I asked her if it has experian business score as well she confirmed that too.
Then I started negotiating about the purchase price for a 3 year old Nevada corp with established credit, she placed me on hold and had to talk to someone, finally she said we can have it for 7000$ ( that's what I said I was willing to pay) but I have to pay using my checking account, then I asked if I can split the payments since they offered net 30 payment options on their website, she said that we can pay 3500$ and the remaining 3500$ will be due in 30 days. I asked her numerous times if the corp that I was acquiring had a paydex score and experian business score, she confirmed that again.
After that they emailed me a contract and asked me to sign it, so I did. I provided them with my checking account # and authorized them to debit my account for 3500$.
After we finished with all the paperwork, I was just waiting for the name check through Nevada department of state, since we picked a different name for the corp, then they said name change will take at least 40-50 days but we might just use DBA instead, we did not want to use DBA so we asked if we can leave the name as it was, they said we could.
After that Lalanea Peek said that she transferred our corp and all the paperwork to a different rep from Go Risk Free, whose name was Justin Tuesburg, kind of strange but he said he was an office manager for Go Risk Free, but he was our representative and he said he will take it from here, we said ok.
Then he filled all the papers with the state, IRS, with previous owners of the corp.
We called daily to get updates, since we wanted to finish everything up within 30 days ( When I talked to Lalanea she said it will only take 2-3 weeks at most) we gave them a week extra in case something pops up.
As I said above we called daily to get a progress report for the newly acquired corp, and most of the time Justin had to place us on hold to go and ask someone about the question we ask, then we noticed that he asks almost every question from someone and we decided to call Lalanea to tell her that we werent happy with him, she said she wasnt sure why he cant answer out questions, that Justin is the person who actually does this stuff every single day, we said ok and kept calling him everyday to check the status of the transfer of the ownership for the corp, one day we called and asked how the transfer is going, then he said we are just at the mercy of the previous owners, to be honest we were shocked, we called Lalanea but she was away so we called again ( as usual Justin was the only one who answers the phone calls) and asked Justin to transfer the call to a manger or the owner of the company and we said that weren't happy with his performance, we left a message but nobody called us back.
Then we received FEIN from IRS which was mailed to my home address?!
Common corp is in Nevada and they mailed it to my home address in different state? I immediately called Go Risk Free and asked Justin why he put my home address in FEIN application ( I leased an office in Las Vegas just for this newly acquired corp and provided Go Risk Free with the company address, business phone# and email) he said that Go Risk Free uses my home address for internal correspondence and IRS was provided with the business address ( I have copies of the emails he sent).
Then I asked if I can talk to Lalanea, he tried to transfer me but she wasnt available, I asked if I can talk to a manger again left another message but this time I said that I want my money back, that its been 2 or 3 weeks I havent received anything as if today, for our surprise I got a phone call from a manager named Josh, I told him that I don't think Justin knows what he was doing and I said that he was rude in last few conversations we had with him. He apologized and he said that they will take care of it, in few days I received a package from them with Corporate kit and articles of incorporation for the corporation.
Justin called and said that we will need to purchase some office supplies under the corporation and then scan and email receipts so he can add them to our DNB file.
To be honest with you that seemed very odd to me, corporate credit or however you might call it business credit is not new to me, we own several corporations with excellent business credit profiles, but what actually bought us was Lalanea she said that she worked for DNB for many years and she knows everything, and she still has contacts that she can call any day.
Then I asked Justin how come if the corp we acquired had an established paydex, we still have to do this?! That seemed very odd, he said that it will help him to transfer the credit profile.
After the conversation with Justin I realized that something is wrong and they are just waiting to get the second half of the payment for the corp which was 3500$
I called Lalanea directly and explained her everything that Justin told me, I asked her again if she remembers our initial conversation, when I asked if the corporation we are acquiring had a paydex score as well as experian business credit score she said that there are other scores in DNB file, and that the corp that we acquired will have other scores but not a paydex score?! I was very upset, since I felt like I was scammed. Because on their website you can clearly see ( but not lately, all the links have been removed I think they are just fixing them, so we wont sue them for mis leading customers and false advertisement) they were offering corporations and LLCs with established credit.
I told Lalanea I paid 7000$ for a 3 year old corporation with articles of incorporation and a corporate kit,corporate seal and a minute book?! She said yes.....
I called my bank and filed dispute as well as a stop payment for the 2nd half since I felt that was unfair on their part, I mailed them back the package with the corporate kit and articles of incorporation.
And nobody called me since then, no emails nothing.
I was going to file this complaint but I was busy, since I was pregnant at that time and guess what happened???, today I received a letter from a law office which represents Go Risk Free saying that I have to pay them back 7000$
Before even using this company, please read my report carefully, if you have any questions please email me, I can provide anyone with the copies of the emails from Go Risk Free.
3 Updates & Rebuttals
Exotica Motorsports
Vancouver,Washington,
United States of America
Class Action Lawsuit
#4Consumer Comment
Sun, November 14, 2010
If you are, or other customers of Go Risk Free, going to file a class action lawsuit please contact me as well. I would like to get my $7000 back.
NA
Indiana,Pennsylvania,
United States of America
Scammers
#4Author of original report
Wed, November 25, 2009
Response to a company that call themselves Go Risk Free, my suggestion change your name to Scam all free INC
1. First of all, set everything aside and just think with a common sense: Why would someone buy a 3 year company with nothing but the date established 3 years ago buy for $7000. When they all are sold on ebay for $2000 or less. The only reason one would pay so much money is that the company has an established credit as they describe on their website. I purchased it as it was promised to me that the company has 80 paydex. I asked multiple times and it was confirmed that the company did have a paydex of 80.
As you may see, Go Risk Free admits receiving the first portion of the payment on net 30 conditions. Then why if everything is the way it was described on their web site and by a sales rep would I cancel and dispute the charge?I have asked for the documentation about 80 paydex as soon as I paid the first portion, to which I received a response saying that it is confidential and will be provided to me only after the transfer with DnB is completed. So I waited and waited. I have received so called paperwork an empty folder binder with tabs that say: Article of Incorporation, minutes etc. All tab were named but nothing in between. Also a stamp such as you can order at staples for $18.99 or even less. After which I called and asked where is everything thats ought to be inside? I received an answer: You will receive it sometime soon, when exactly we dont know as you are at the mercy of a previous owner. Alright I was still patient and waited longer. After 2 weeks I called again and asked DnB file, and was told that I will get it either today or tomorrow. Then I asked about being able to application for a credit to which I got an answer that I actually need to start establishing the credit myself. I was very surprised, because I was buying a company with established credit and now I have to do everything myself. I must note that I did not get connected to the sales rep anymore at my request, as I was told my case is transferred to a so called office manager. Office manager-that made several typos, used wrong address, sent the paperwork to Pennsylvania offices whereas it is a Nevada corporation. Tax Id established under my home address and I can just keep going.
2. From this you may see how adequately the company tried to assist the customer. After the office manager speaking to me rude. For me asking too many questions to which he never knew the answers and could not reply to me without asking someone else and getting back to me. That made him frustrated, although I should have been the one frustrated in this situation. Then my patience started getting to the end and I asked for a supervisor. I got connected to the voicemail and left a message. No one returned my call. So in a couple days I called again and demanded a refund, after that call I received a call within 30 minutes.
3. After finally getting to the supervisor I asked for a refund over the phone, because the supervisor only then admitted that I am not getting the corporation with 80 paydex. That he may try to work something else with me that he will establish credit for additional fees. What??? Than what is the $7000 for??? Just a name and an empty binder??? After getting off the phone, I requested a refund via email. No one refunded, and no one called me. Time passed and I disputed the charge. It is evident that the company was trying to stretch the time so that the net 30 date comes and they would be able to charge me the remainder amount. Which they did. After several days of me requesting a refund they tried to charge the remainder amount, but I have called my bank and made a stop payment on any transactions by this merchant. Now how can they say that I never requested a refund? I have all the proof. How after a request of a refund one attempts to perform a charge?
4. As soon as I stopped the payment requested a refund I mailed their so called paperwork (empty binder with a stamp) certified with signature confirmation back to them.
5. The contract is not valid for the product if it is not as described. Moreover EIN is given to any person, it does not require one to spend $7000 for establishing one.
By the way they hired an attorney and trying to scare me by suing me, I am the one who is preparing a lawsuit against this so called Go Risk Free, as far as of right now anybody who dealt with this company and never received advertised product please email me or pm me at ripoffreport.com so we can start a class action.
For the company reps:
I am not scared of anything you throw at me, since I am ready to fight every single word, email and any other evidence.
I will see you in court
Go risk free
Greensboro,North Carolina,
U.S.A.
Response from Company
#4REBUTTAL Owner of company
Thu, November 05, 2009
We believe that this posting was posted by or an agent of:
Altynay Bidibekova
4271 Rte # 286 Hwy West
Indiana, PA 15701
THIS CUSTOMER WAS NOT RIPPED OFF IN ANY WAY. Go Risk Free Inc has *NOT* been paid ANYTHING by this customer. Go Risk Free Inc performed services as promised to this customer. We agreed to let the customer pay on NET30 terms. This customer owes Go Risk Free Inc $7,000 and as such has likely fabricated this story to attempt to avoid paying, after receiving a demand and collections letter from our attorneys. This customer DID NOT purchase a company with a PAYDEX score (We have documents and proof).
Go Risk Free Inc vigorously defends its expertise, and reputation in the marketplace. We are EXPERTS in our field, we know D&B (Dun & Bradstreet) and we advise customers on how to legally build and obtain business credit as well as how to form new companies, merge with or acquire existing businesses. We enjoy what we do and we are good at it. We will NOT allow false accusations or defamation of our corporate name. Because of this posting, The company will likely be pursuing slander, libel, defamation and other charges against this client.
We will keep our response brief and to the point:
1. This customer did not purchase a company with a PAYDEX score. The customer even advises above that she asked for a lower priced company (with credit profile but no existing PAYDEX score yet - over time she would likely have developed one as most businesses do as they grow).
2. Go Risk Free Inc performed all services adequately and attempted to assist the customer.
3. The customer did not request a refund or did not allow Go Risk Free Inc the opportunity to address her concerns, she simply fraudulently filed false paperwork with her bank claiming she never agreed to the transaction. Unfortunately for her, Go Risk Free Inc has the documents proving otherwise, and Go Risk Free Inc always will work with customers to address their concerns and will correct them quickly when and where possible; however, this customer did not give us the opportunity to do so.
4. The customer still owes The Company for the services that were performed, and the customer kept all the services and the company provided by Go Risk Free Inc.
5. Go Risk Free Inc performed our requirements legally as specified in the contract, and filed all appropriate documents, including assisting the customer in getting an EIN or TIN (Employer Identification Number or Tax Identification Number) with the IRS. Go Risk Free Inc allows all our customers to handle the filing of paperwork themselves if they so prefer, however, we recommend complying with all applicable laws.
So as you can see, the CUSTOMER NEVER paid Go Risk Free Inc for the services and in fact Go Risk Free Inc is pursuing this customer in collections attempts to collect the money owed for services that WERE legally performed. - How can you be ripped off when you did not actually PAY the company to perform services? To verify for yourself, you can see that this customer received a company and full services performed AS AGREED to in her terms of service (we have signed documents). We will let our actions speak for themselves.... Here is the company information, you can see that it was appropriately filed with the secretary of state in Nevada for her company.
International Bargains, Inc
9550 South Eastern Ave Ste 253
Las Vegas,NV,89123
UNITED STATES OF AMERICA
https://esos.state.nv.us/SOSServices/AnonymousAccess/CorpSearch/CorpDetails.aspx?lx8nvq=lK9ptnkEa9w208vUj37nlg%253d%253d
See above link to Nevada Secretary of state where you can view and see that the customer got a real existing company (not a fake shell or shelf company like other people sell) with a D&B file. By posting the ripoffreport above the customer has proven that she owes the money she bargained for in conjunction with her terms of service and purchase of the company and consulting agreement with Go Risk Free Inc.