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  • Report:  #555839

Complaint Review: Green Leaf Modify

Green Leaf Modify US Home Owners Relief Ripped Off for 3,000.00 after promises were made... which were not fulfilled Irvine , California

  • Reported By:
    Anonymous — Antelope California United States of America
  • Submitted:
    Sun, January 17, 2010
  • Updated:
    Fri, July 30, 2010

I went through this company to get some help with my home. I was leery to give them 3000.00 dollars but to get any action they had to have the money up front. After much thought and checking the company out I decided to take a chance... big mistake. I was working with Chris Campbell and then my file was turned over to Dru Ruggeri to be the case manager. I talked with Dru at great lengths about my fears of being ripped off because I had already lost 6000.00 in a similar situation. He e-mailed me and talked with me via phone and reassured me that his company was not like that and they had such great success rate and I would be happy with the results that they would be able to get for me. So In October the process started and they contacted me a few times and told me they were really positive about the results. Well in November I heard from them once and nothing in December. I thought maybe the holidays were slowing things down. So after the holidays I called and got a recording saying that they were no longer in business and that we would have to contact our lender ourselves. I was devastated. The recording had no one to contact, no instructions on how to get our money back or anything else. Just the recording blaming the government for having to go out of business and you're on your own. It took a lot for us to gather the 3000.00 and poof it is gone. It is such a violation. Now our house is being foreclosed on. I have frantically tried to contact anyone and everyone but they all say it is too late. We have no where to go and no money to put down on even a rental... providing we could get a rental. I think if they continued to take money from customers and continued to advertise on television then somewhere, somehow we should be able to get our funds that we trusted them with. But as I read all the others who have been duped I find that highly unlikely. The owners of the corporation are probably sitting in their expensive homes and laughing all the way. It is so wrong and I would love to be in a class action suit and take everything they own to recover the funds they stole from all of us who trusted them.

2 Updates & Rebuttals


Dru r

Irvine,
California,
U.S.A.

Company was shut down

#3REBUTTAL Individual responds

Fri, July 30, 2010

In response to the report above:

This client submitted a file to our firm in October 2009 for a loan modification. In the following month of November (the week of Thanksgiving) - the company unexpectedly decided to close their doors and lay off the entire workforce (this was completely unforeseen and a misfortune to all of us, including the employees at the firm). In no way, was there ever any intention to rip this client off.

Dru


Batman

Massachusetts,
United States of America

Question

#3Consumer Comment

Mon, January 18, 2010

I 100% believe you were lied to and swindled. It's a d**n shame that there are predators out there like this and I hope someone posts who can help you to recover your money.

With that in mind, I've got a question. It's hard to ask this without sounding cynical, so don't get excited and take this wrong way...

Why would you pay $9000 to outside companies to save your home when that same money likely would have covered your mortgage and kept you afloat?

If the $9000 wasn't enough to help your situation with the mortgage, then believe me, nobody out there could help you because you've simply got way too much house.

I know, times are tough and situations change, but it appears that you've bought a house you can't afford. Just because you might have been able to afford it when you moved in doesn't mean you've earned the right to stay. Just because you might be able to afford it again when things finally turn around for you doesn't mean you've earned the right to stay either.

I get it. It's your home. You live there. You don't WANT to move. I really do understand. If you can no longer afford it though, there is no miracle you can buy for a few thousand bucks. You've learned this lesson the hard way so now, you got to do what is right for you, recoup as much as you can and get out with your shirt still on your back.

Thankfully, this is a very forgiving country when it comes to financial mistakes, so this won't do any real harm other than a few interest points on your next purchase. I hope things get better for you quickly.

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