Hargrave And Associates Sold me a dream Unfortunately it was a Nightmare Jacksonville Florida
In March of 2008 I decided to take a positive step towards repairing my credit. I went online and signed up for Hargrave and Associates credit restoration program. I paid a one-time fee of $270.00 and my credit repair program began. Approximately 45 days later, I received 2 credit reports, 1 from Equifax and 1 from Transunion. I waited a couple more weeks and called Hargrave to inqure about my Experian report and was assured that all 3 bureaus were being worked on as promised.
Six months later, after hearing the same reassurance that all 3 bureaus were being worked on, I went online to check my credit score and found that Hargrave had only worked on Equifax and Transunion, so needless to say, my beacon scores a very lopsided and none of them reached the promised beacon score.
In July, I paid $225.00 for my husband's credit repair with Hargrave. I only received 2 credit reports, 1 from Equifax and 1 from Transunion. I began calling Hargrave daily in late September, but the automated system cut me off whenever it prompted for customer service representative.
My husband and I have been cheated out of $495.00 by Hargrave and Associates. But what is really ironic is the fact that many of us took the chance of paying Hargrave to repair our credit, so that we could partake in the American dream. No only did the American Dream not materialize, the American Nightmare reared its ugly head in the form of a major SCAM!!
Bad Credit does not equal a Bad Person, only Bad decisions!!!
Kendra N.
Hinesville, Georgia
U.S.A.
4 Updates & Rebuttals
Robert
Buffalo,New York,
U.S.A.
They were placed into receivership by District Court.
#5Consumer Suggestion
Thu, December 04, 2008
They were shut down by the FTC.
Complaints should be addressed to the FTC prosecuting attorney.
They were shut down by the FTC for alleged violations of several laws: THE CREDIT REPAIR ORGANIZATIONS ACT, THE TELEMARKETING SALES RULE, and SECTION 5 OF THE FTC ACT. Civil Action No. 3:08-CV-1001-J-34JRK. FTC File No. 082 3007.
On October 23, 2008 the District Court ordered all assets and records of LATRESE & KEVIN ENTERPRISES INC.(DBA Hargrave & Associates Financial Solutions) into temporary receivership with Lewis B. Freeman appointed as temporary receiver for the court. There was a preliminary hearing scheduled for November 3, 2008, but the FTC has not yet posted the results of that hearing on the FTC website.
Any client of this outfit should read the complaint and the temporary restraining order at the FTC.gov website:
FTC Complaint (Oct 20, 2008): http://www.ftc.gov/os/caselist/0823007/081023hargravecmpt.pdf
Temporary restraining order (Oct 23, 2008): http://www.ftc.gov/os/caselist/0823007/081023hargravetro.pdf
News Release (Oct 23, 2008): http://www.ftc.gov/opa/2008/10/opcleansweep.shtm
Clean Sweep list: http://www.ftc.gov/os/2008/10/081023sweeplist.pdf
I would also suggest that anyone with a claim or complaint against this outfit contact the prosecuting attorney Jessica D. Gray BEFORE establishing further contact with ANYONE associated with this outfit.
JESSICA D. GRAY
FEDERAL TRADE COMMISSION
Southeast Regional Office
225 Peachtree Street, N.E., Suite 1500
Atlanta, Georgia 30303
Office: 404-656-1350 (Gray)
Facsimile: 404-656-1379
Email: jgray@ftc.gov
Hope this helps and good luck.
Kevin
Jacksonville,Florida,
U.S.A.
we do apologize
#5REBUTTAL Owner of company
Thu, November 20, 2008
Hargrave & Associates has been shut down by the FTC for violations of the Credit Repair Organizations Act. We serviced many satisfied customers for years and are very apolegetic for what has happened the companies assets were frozen and we are going through the process. I can personally work on as many peoples credit as I possibly can obviously for no cost, unfortunately we do not have the money to give refunds if you are a client seeking help with your credit still please email.hargraveandassociates@comcast.net and once again we sincerely apologize.
Kevin
Jacksonville,Florida,
U.S.A.
we do apologize
#5REBUTTAL Owner of company
Thu, November 20, 2008
Hargrave & Associates has been shut down by the FTC for violations of the Credit Repair Organizations Act. We serviced many satisfied customers for years and are very apolegetic for what has happened the companies assets were frozen and we are going through the process. I can personally work on as many peoples credit as I possibly can obviously for no cost, unfortunately we do not have the money to give refunds if you are a client seeking help with your credit still please email.hargraveandassociates@comcast.net and once again we sincerely apologize.
Kevin
Jacksonville,Florida,
U.S.A.
we do apologize
#5REBUTTAL Owner of company
Thu, November 20, 2008
Hargrave & Associates has been shut down by the FTC for violations of the Credit Repair Organizations Act. We serviced many satisfied customers for years and are very apolegetic for what has happened the companies assets were frozen and we are going through the process. I can personally work on as many peoples credit as I possibly can obviously for no cost, unfortunately we do not have the money to give refunds if you are a client seeking help with your credit still please email.hargraveandassociates@comcast.net and once again we sincerely apologize.