Complaint Review: Harley-Davidson Credit

In 2001 I took out a loan for a bike and faithly kept up payments and finally paid it off April 2008 on time. During that time toward the end of the payoff I call Harley-Davidson Credit for the payoff which I process quickly. A few days later I call Harley-Davidson if I still owe any money and to my surpise they said I did around 40 dollars and I sent it off again. I ask the agent if he was sure that would be it and he said he was sure. I question why I paid the first payoff and I still had another payoff, maybe it didn't make it in time and it acurred interest during that time.

So a month went by and I recieved the title for the bike and a letter stating that the bike was all my and thanking me for doing business with them and looking forword to do more business. A month later I got another statment for $318.90. I call Harley-Davidson Credit about it and they didn't why it was there. I told I had the title and the letter, so they pass me off to the next level until said they were charging for a mistake on their part about a payment they miss posted in Febuary for $300 and they didn't correct until April. I told them I didn't see a payment for $300 in Febuary, March or April or retaction on my statments. They told me I would see it because they fix it.

How about the letter they sent me and title, Harley-Davidson Credit said that didn't mean nothing. I've dealt with a few companies that seem to do these same practice, you try to settle with your debt and they bring up more payments and threaten to ruin your credit.

Darrell
Shiprock, New Mexico
U.S.A.