Healthcare.gov ObamacareHealth Market Employees Totally Inept Internet
Affordable Health Care? Seriously? NOT!!!
So, my son who had his working hours cut to 28 hours per week so his employer doesn't have to provide health insurance to him has to get Obamacare or suffer a tax penalty of 3% of his total income.
We begin to do our research and discover that if we apply online to Healthmarket.com and fill out the application. We are told that my son will receive a tax credit of $65 per month and we continue to take an additional hour filling out the application. We get all the way to the end of the application and try to sign up for the insurance and it tells us we have to call and speak to a representative. We call and are left on hold for 30 minutes and then someone gets on the line and makes us give her the information all over again. We spend another hour on the phone and then the representative tells us we are NOT eligible for any other care except catastrophic care and we are NOT going to receive a tax credit. The entire time I was on the phone with her I had my laptop and then went online to healthcare.gov and removed my son's application and just started over. The Marketplace rep then places us on hold for another 45 minutes and then we get a recording come on the line saying that they seem to be having trouble communicating with us and to call back another time!!!! Really???? I then continued filling out the application on healthcare.gov and am able to get to the end and pay for the insurance which is totally worthless.
For anyone who has not applied yet, my son makes not quite $26,000 per year and Marketplace is telling us we do NOT qualified for a tax credit??? Really??? He is paying $115 per month for a policy that includes NOTHING until he is out of pocket $6500 for the year and then AFTER that will only pay 60% of his costs.
Really Mr. Obama, you have reached into a kid's pocket that can barely afford to pay for his car and his mortgage that he managed to get to buy a home and now he can't even afford to go out to dinner once per month because you took any extra cash he had left.
You should be ashamed of yourself.
Also, WHY is it any of your business what ethnicity we are when applying for and filling out an application?
2 Updates & Rebuttals
Jeanski
Dayton,Ohio,
Obamacare? NOT!!
#3Consumer Comment
Mon, February 16, 2015
My only steady income is alimony. I work part time, but am not guaranteed hours. So I based my application on my alimony and estimate part time earnings. I received a nice credit, but they still want me to pay $250 a month. Seriously?
I go to the doctor once a year for a med check. I am fortunate that I have one son-in-law who is a physician's assistant, and one who is a trauma nurse. I also use webMD to look things up. So I just don't go to to the doctor unless I'm convinced I need treatment. I pay cash when I go. Having to pay at the time of service is a powerful deterrent to going in for frivolous things.
The only reason I would get this stupid Obamacare policy is in anticipation of a catastrophic event. And if that happens, I think I'll have a lot more problems to deal with than how to pay the hospital bill. At $250 a month, with a $5000 deductible, this is just out of reach for people in our income bracket (I make about $35,000).
I'd rather pay the fine.
I also had problems with the web site. It keeps locking me out. So I sit on hold for 20 minutes only to be disconnected. Now it's too late.
Here's an idea: Mr. Obama should give all that immigrant amnesty money to those of us who are needing health care :-)
Stacey
Texas,Obamacare
#3Consumer Comment
Mon, February 16, 2015
Wants $300.00 a month from me when I only work part time!! I asked how I am supposed to get to work, eat etc etc?? The rep said I do not qualify for assistance!!! So yep this is a big time ripoff!