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Home EQ Servicing - Well FArgo Well Fargo King of Stealing Homes ripoff Sacramento California
In Nov I made 2 house payments thinking I was paying Nov and Dec. I got a letter in Jan. saying I was 2 months behind. I called and was told I had been running a month behind (news to me). I went on line and put in 2 payments clicked but I must have clicked in the middle I sign off.
I heard nothing from them . I sent Feb. and on the 23 the I was served with forclosurer papers. They sent back my payment.
I called and told them what had happen the money is in my bank couldn't I just sent it. I was told i was $5000.00 behind with late fees and lawyer fees.
$3000.00 for a lawyer to file a paper.
I ask for a payment plan. My house payments are 483.00. This is what plan I was offered send $2000. make 12 payments of 980.00.
980. x 12 =11,760.00
1 time + 2000.00
13,760.00
1year normal payments - 5796.00
= 7964.00 the 1 time payment - 2000.00
= 5964.00
I assume that the interest on $3000. is $2964. almost a 100%.
I have file chapter 13 and they said the new total is 9845.
They would not with me on payments. I would like to know if I have to pay them 3000. for a lawyer shouldn't I have the right to see that bill. Is that the real fee or did they add 2000 to it.
Working hard mom
Florence, Kentucky
U.S.A.
1 Updates & Rebuttals
Working hard mom
Florence,Kentucky,
U.S.A.
Who is Barclay Real Estate
#2Author of original report
Thu, August 02, 2007
I went to court for a meeting of creditors and Well Fargo is no longer listed on my bankruptcy A new name Barclay Real Estate did they sell my mortage while I'm in foreclosure.
Now that I can start making payments again who gets them.
The funny thing is they have the same address just a different branch of Well Fargo. My loan is with HomeQ but Well Fargo filed the foreclosure papers. Then while reading other stories on Ripoff I see Home q listed as other companies,
How many mortage companies do Well Fargo have under different names.