Homecomings Financial- REPAYMENT PLANS WILL RUIN YOUR CREDIT!! REPAYMENT SCAM UNLESS YOU DON'T INTEND TO BUY AGAIN!! Ripoff Dallas Texas
In July of 2006, due to dental/medical problems, we were unable to pay our mortgage payment on time. I contacted Homecomings and they were kind enough to work out a repayment plan with me. In essence, my current payment of $1229. would go up to $1500 and I *must* pay it on the 15th of every month.
I faithfully paid EXACTLY as promised, even sometimes a day or two early. I thought all was good and have been sure to make my payments on time ever since.
Imagine my TOTAL SHOCK, when we were looking to purchase a new home that would accomodate my aging mother, and the mortgage broker tells me "My apologies, but there is nothing I can do for you with all these late payments on your mortgage." My mouth must have dropped to the floor. I was never told that the repayment plan would make my payments show as 30 days late!!! I understand the July payment being shown delinquent, but I had NO idea AUGUST, SEPTEMBER, OCTOBER, NOVEMBER & DECEMBER would as well. I have called and called Homecomings, faxed them, reported them to the BBB - no one will help me.
My next step is a lawyer :(
D'Lynn
Wylie, Texas
U.S.A.
2 Updates & Rebuttals
Jaxson
San Angelo,Texas,
U.S.A.
SAME WITH WAMU
#3Consumer Comment
Tue, July 21, 2009
Dear fellow Texan!
Sorry to hear this has happened! But glad at least to find someone else with the exact same problem - except we caught ours mid stream.
I am hoping your contact info is upto date and wondering if you resolved the matter and exactly how if you did.
Thank you for your prompt reply
J
John
Louisville,Kentucky,
U.S.A.
FYI
#3Consumer Comment
Fri, August 03, 2007
Do you have the canceled checks showing when they were processed? This might give you some help in proving that there were no late payments. Good luck.